Is there a web developer for ipay88 or pospay or paypal? I'm in the midst of developing for ecommerce website don't which is the best between these three.

Are they link to credit card like VISA, MASTERCARD, AMEX or JCB? how's the terms

Hi - if you wish to develop an ecommerce site, I would suggest http://www.magentocommerce.com which integrates well with paypal - tested and proven. Magento Commerce is an easy to use open source e-commerce which gives you all the options and features that others are lacking. Why dont just try them.

I have developed and integrate ipay88 with cubecart but it was sort of a failed project - the unstability of the platform varies. Ipay88.com is alright provided that you have the volume to pay for their service charges. It offers online transfers to major banks without needing to have a credit card but then again I have faced some down time which will look bad on your side. Remember when it comes to the web, we only have one chance to make a good impression else your site will be labeled as crappy forever eventhough you have improved.

Pospay - have not tried but to top up system is a hassle and I wouldnt want to go there.

Paypal has its limitation when withdrawing funds but when it comes to payment online, you want a provider who is reliable (with all the certifications - verisign, hackersafe, etc.), Paypal come up tops - look at the testimonial of so many lyn members already using paypal for some form of transaction. I myself have integrated magentocommerce.com to paypal and it works beautifully without any hiccups. Withdrawing funds is quite ok as well as I opened a Thailand account where I can move my funds to a bank there and withdraw using a debit card. Though I lose out on some exchange fees but do not need to worry about reliability issues and monthly fees like ipay88.com has imposed.

If you have any further queries about magentocommerce.com, please feel free to email me at hello@shooweb.net

Must at least consider and best of all, its free!

This post has been edited by yewjin: Apr 9 2008, 02:39 PM

http://www.ipay88.com/

http://www.commercepayment.com/introduction/main.jsp

ok thanks for reply. I know about the magento but haven't test it yet. And i'm not selling product. My situation now wants me to have ads system which for every single click to the banner displayed, system will charge the advertiser trough credit card? is it possible with paypal?

Then you'll need to record every click thru and invoice your advertiser at the end of every month. Paypal has invoicing method where they could pay through credit card on invoice being billed. Alternatively you could have a prepaid system like google and have them pay you first for the click thrus.

But then again you need the content & traffic to have these kind of system.

thanks again. I'd like to have a system charge them in real time not at the end of month

paypal can do that easy. so far i think paypal is most convinient if you dont know much.

charges i think still chaper than ipay88 (but i am not totally sure)

paypal are realiable, but there are some transaction charge, if not mistaken is 4%

yeah, but i think ipay88 will kill a small business. if its a big business, should be ok. because they charge setup, monthly fee and on top of that transaction charges too.

www.nbepay.com offers the lowest fee in the market now. supports visa/master/maybank2u and many more

nbepay website is down, anyway they ask u to pay setup fee too, and RM48x12 in advance.

if you ask me, that's cheaper than ipay88 RM68x12

http://ipay88.com/ipay88link.asp
1. One time Setup Cost: RM488.00
2. Maintenance Charge: RM68.00 per month

not to mention, nbepay offers the lowest commission (only 3%) per transactions for credit cards

i guess small businesses will find it hard to use their services. lol.

i havent done my research on paypal, but i am using them. So far they havent charged me a huge fee

i've been with Paypal for almost a year , and i can get a R3 Satria with all the money they took from me (Per transaction fee , Chargeback Fee , Chargeback)

if you are selling non-tangible goods , don't go for Paypal , and another thing is their fraud detection is epic fail !
seller is not protected if you are selling outside canada / USA. Paypal will suspend your account anytime they feel like to .

go spend some money for reliable credit card payment gateway like world pay instead of using paypal for your large business .

This post has been edited by akihito: Apr 14 2008, 07:40 PM

no matter how reliable your gateway is, selling tangible products or non tangible services, you can't please everybody. the services offered are mostly based on 'customer is always right' and by the book or law, buyer is always right.

paypal is e-money, and just like e-gold, the money floats and you can't see the actual money until when it's cleared off, managed by a company and these company has their own policy that isn't very nice for sellers because they protect buyers. when you charge your cc to paypal, it converts into e-money. e-money belongs to paypal. paypal has the right to do whatever they want if they have reason to believe it's a fraud.
customer > gateway > merchant (paypal) > seller (you by cash)

credit card on the otherhand, pass though gateways, check internal & checks external with database worldwide visa/master/diners/etc, and the money exchange hand by 'credit'. charge back only via application form & form, which everybody don't really like to do. they protect both merchant and customers.
customer > gateway > merchant/seller (you by credit)

now you see the difference..

Fyi, the money receive from credit card will transfer to client local bank account directly without any currency exchange loss.

Thanks [/color]

This post has been edited by paylink: Jun 28 2013, 09:18 PM

is that a scam? seriously.. your email is @hotmail.com??

I found their gmail address as well info.paylink@gmail.com

Sounds legit though, I dunno.

http://www.paylink.com.my/safe.asp
http://paylinksolutions.blogspot.com/
http://sites.google.com/site/paylinkgroups/

Hi guys,

I would say IPay88 is the best solution if you would like to market to the online community. This is because they offer a cheaper than other vendor solution for small businesses and I have engaged them and they are a helpful bunch.

In terms of pricing, it is half 50% of what other vendors are offering. Do check them out at http://www.ipay88.com.my

Cheers.

Hi guys


for just a startup business, with no income yet, which gateway is the best?



Paypal virtual terminal is quite expensive.
3.1% + $0.30 USD per transaction and $30 per month



is there a gateway with no monthly fees?


Which gateway do u recommend for a startup? (For International clients with transactions in USD)

This post has been edited by 110: Sep 27 2009, 09:12 PM