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ASB loan, worth to get it???
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Dec 18 2014, 09:21 AM
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QUOTE(solsekuin44 @ Dec 18 2014, 08:39 AM) Taken from CG forum: » Click to show Spoiler - click again to hide... « Masuk tahun depan, loan da x guna BLR ye kawan2...bank akan guna BR, Base Rate, di mana ia akan ditentukan oleh individual bank sendiri bergantung kepada bank cost of fund....bank2 semua da kena sound dgn BNM to start implementing BR tahun 2015...tunggu la announcement dr setiap bank. Utk Affin Bank, start January...cuma HQ belum update mcmne rupe BR tu...kami disuruh standby je.... loan yg apply before 2015, tak terlibat...still maintain BLR. BR only applicable utk loan apply 2015 onwards. harap maklum & be ready. Market & economy are getting bleak + tougher. BR means higher monthly installments or otherwise? This is only my opinion.. Even if BR goes up, what will happen to all the money that PNB "brought forward" each year? I don't think PNB wanna screw bumiputra by giving low dividen compare to BR. And again, this is only my opinion as I took LASB to gain advantage to get high dividen and bonus. Nothing more. Instead of wasting my money to unnecessary expenses as I'm not a good discipline saving guy better I took this LASB.
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Dec 19 2014, 11:01 AM
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QUOTE(mucklampir @ Dec 18 2014, 11:44 PM) Hi.. If i've already had 50k in asb account, can i still take loan 200k max or need to transfer out the original 50k first? Thanks transfer 1st..
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