if cancel scared hard to get the financing since housing loan already in.

trying the credit card application got rejected is a sign that hard to get another asbf

adoi...

btw, if cancel asbf must go to any bank branch or the agent who give us the loan's branch for example Klang

OK here's the thing. Where in their prospectus did they say the ASB units are capital guaranteed? And who guaranteed it? ASNB? PNB? I assumed it was this way too until someone asked me the same question and I had to retract.

I need to get a hold of this guy on twitter huhu

Wait I just realized that was not twitter. What is that? Facebook? Im really behind on my Social Media game

I just want to say this "Where in their prospectus did they say the ASB units are capital guaranteed? And who guaranteed it? ASNB? PNB? I assumed it was this way too until someone asked me the same question and I had to retract."

Damn, dah lama tak buka linkedin, since the days after i left Al Rajhi bank

I tried to cancel my asbf, but the staff mentioned something like, "better to stop at january or else takut hilang dokumen nak terminate kmu tu, kmu dtg marah kat sini pula".

Weird reason.

As i said. It was before announcement. Hence it could or should be lower after the announcement.

is it worth to surrender my current 4.80 rate for 4.65 rate :/ coz if refinance need to consider insurance/ other hidden cost.

current one only 2 years+

Just found out that you cannot make EPF withdrawals to fund ASB1. Can only use for ASB2 and ASB Didik. Damn!

Heard that ASB2 might yield more returns compare to ASB because of the limited quota.. i just hope that is true.. eventhough ASB performs better for the last few years

Hi question, when change ur interest rate is it lower monthly installment?
and how about your tenure increased?

Yeah bro, but does it work on a win win situation for all. 

Question, I'm worried that this mid year the changing of our new PM handover.  Does effect on the investment and investers?hope not.

Noo you can't. Each depositor is limited to only RM200,000 worth of loan block
No you cannot, your child has to be at least 18 years old. However, you can take it for your wife - where you would be the provider of the income, and the 200,000 units would be deposited into your wife's account, if she hasn't already got an ASBF already

Actually....

The first part is true

But cash is never better than loan... When I made 200k in cash thru this ASBf, i took it out and took another loan...

Loan trumps cash all day long

Remember, that 200k cash can earn interest elsewhere too... so gotta consider opportunity costs

HLBB customers should be getting this today. Most of my clients got the notification

RM0.00 HLISB: Your new instalment for fin. acct ending xxx is RM******965.00 wef 1 APR 2020 . A letter will reach you in next few days.

Yes, their installments got reduced due to the reduction in their interest rates. Yours is on HLBB too right? You are my client too right? Did you get the SMS?