Outline ·
[ Standard ] ·
Linear+
ASB loan, worth to get it???
|
SUSyklooi
|
Jul 12 2020, 11:04 PM
|
|
QUOTE(wild_card_my @ Jul 12 2020, 10:50 PM) Just so people know, Malaysians that are currently ineligible to open ASB1/2/3 accounts are able to do so once they convert to Islam and become a Muslim. Just bring your documents while opening the accounts at the ASNB offices; in some instances, it is possible to open these accounts once your NRIC changes to "Islam" just checking...for knowledge and exploration... saw in Maybank site ASB loan section...it mentioned "bumiputra" my question is ..... for indigenous native of Sabah/Sarawak is considered 'bumiputra', are they a muslim?
|
|
|
|
|
|
SUSyklooi
|
Jul 12 2020, 11:46 PM
|
|
QUOTE(wild_card_my @ Jul 12 2020, 11:29 PM) Are they Muslims?i dont know man, surely there must be Sabah/Sarawak Bumiputeras that are Muslims. But for these Bumiputeras, they can open ASB and ASBF regardless of their religion. ASB stands for Amanah Saham Bumiputera after all, it is open to all to all Bumiputreas that is. Also add Thai, Portugese descenct. Also Muslims including Muslim converts Thanks for responding.... Thus no need to convert to get that.... Just marry a non Muslim bumiputra?
|
|
|
|
|
|
SUSyklooi
|
Jul 13 2020, 12:41 AM
|
|
QUOTE(leo_kiatez @ Jul 13 2020, 12:13 AM) You marry non Muslim bumiputra just for the sake of the asb loan? Hehe.. Not the right intention o... But I think you still can't take asb loan just because you married a bumiputra, only your non Muslim bumiputra wife can take the asb loan. Right, wild_card_my? QUOTE(wild_card_my @ Jul 13 2020, 12:27 AM) Correct! Basically, to qualify to open ASB, you need to fulfil any of the following: 1. Bumiputra 2. Thai descent 3. Serani descent 4. Muslim (converts too) This is an easy matter Hummm, back to square one, epf route easier, Thks for responses... Goog nite
|
|
|
|
|
|
SUSyklooi
|
Jul 17 2020, 04:40 PM
|
|
QUOTE(PrincZe @ Jul 17 2020, 04:31 PM) wild_card_my what happens to asb loan if one to pass away? how to manage that?  does that loan comes with takaful protect? or you wanted both scenario?
|
|
|
|
|
|
SUSyklooi
|
Jul 17 2020, 05:48 PM
|
|
QUOTE(PrincZe @ Jul 17 2020, 05:06 PM) oh forgot about takaful. i think now is minimum takaful. but takaful is the insurance that if u die, they will pay u. the hibah amanah is just to disburse your asb dividen according to your will. correct me if im wrong  googled and found this... HIBAH AMANAH is a Shariah compliant estate management services by ASNB which implements the concept of hibah and trust in estate management for Muslim Unit Holders. The unit trust investments in ASNB will be transferred to the Hibah Beneficiaries after the demise of the Unit Holder. https://www.asnb.com.my/hibahamanah_En.phpPENGISYTIHARAN AMANAH / TRUST DECLARATION is an estate administration service provided by ASNB for its non-muslim Unit Holders. It adopts the concept of trust where the unit trust investments will be managed by ASNB and will be transferred directly to the named recipients after the demise of the Unit Holder. . https://www.asnb.com.my/pengisytiharanamanah_EN.php
|
|
|
|
|
|
SUSyklooi
|
Feb 5 2022, 02:49 PM
|
|
ASB Historical Returns from 1990 to 2020 ASB Average Historical Returns https://mypf.my/2020/12/23/asb-historical-r...m-1990-to-2020/PNB declares X sen ASB dividend Bernama Published: Dec 23, 2021 https://m.malaysiakini.com/news/604216
|
|
|
|
|