QUOTE(Joshua_0718 @ Feb 21 2023, 02:19 PM)
With such a low dividend from ASB, I seriously think whether is it logically to cancel my ASB loan or not.
ongoing now, cz heading 4.25% offer. good bye my old loan.ASB loan, worth to get it???
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Feb 21 2023, 03:00 PM
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#21
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4,047 posts Joined: Apr 2010 From: Kuala Lumpur |
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Feb 24 2023, 03:59 PM
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#22
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4,047 posts Joined: Apr 2010 From: Kuala Lumpur |
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Feb 24 2023, 04:16 PM
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#23
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4,047 posts Joined: Apr 2010 From: Kuala Lumpur |
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Feb 24 2023, 04:30 PM
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#24
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4,047 posts Joined: Apr 2010 From: Kuala Lumpur |
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Jul 6 2023, 09:42 AM
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#25
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4,047 posts Joined: Apr 2010 From: Kuala Lumpur |
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Jul 6 2023, 09:52 AM
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#26
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4,047 posts Joined: Apr 2010 From: Kuala Lumpur |
QUOTE(salimbest83 @ Jul 6 2023, 09:44 AM) Still much better than UT for instant. My office mate last year had -29% equivalent to myvi 1.5 full spec price. He still pening to hold or letgo. Inb4 now less getting UT approach like massively |
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Jul 13 2023, 10:02 AM
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#27
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4,047 posts Joined: Apr 2010 From: Kuala Lumpur |
QUOTE(salimbest83 @ Jul 13 2023, 09:33 AM) Search agent Asb loan on fb, ask him/her the current offer interest rates. Usually lower than your current. So jump to them Stirmling and salimbest83 liked this post
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Apr 30 2024, 10:41 AM
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#28
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4,047 posts Joined: Apr 2010 From: Kuala Lumpur |
QUOTE(myroy @ Apr 30 2024, 10:06 AM) For me i can afford rm1500+ per month for asb investment, but im quite scared to commit asbf at the moment any reason? currently pay asbf of rm200k for own and rm100k for wife.And yes i can see i can benefits RM200,000 of compound interest but not enough ball to take asbf Rm200k Checked on payment schedule For rm200k = RM1458/month = 16 years |
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Apr 30 2024, 11:00 AM
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#29
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4,047 posts Joined: Apr 2010 From: Kuala Lumpur |
QUOTE(myroy @ Apr 30 2024, 10:47 AM) just scared adding commitment, plus i follow asb fb group that why ask, why? I choose Plan B. Collecting dividen on Jan and use for holiday tripSeems many people condemn asbf what do you think Plan 1 Asbf - 16years for RM1458/month or Plan 2 asbf - 35years for RM947/month |
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Apr 30 2024, 11:36 AM
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#30
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4,047 posts Joined: Apr 2010 From: Kuala Lumpur |
QUOTE(myroy @ Apr 30 2024, 11:26 AM) in fb group they said not worth to take loan since % not that much nowdays its a loan, at least after a year, if u wanna stop no issue to terminate. if after 1 year, Bank B offer better lower interest, sure no prob to terminate loan Bank A and start Bank B.so you mention plan B = mean take longest loan tenure 35 years? Been from Cimb to Affin to Ambank and last year back to Cimb cz better lower interest rates. I take longest loan tenure, for sure I wont waiting to setle the loan, just to take the use of rm200k parking there. I use the dividen yearly not as other who targetting to get certain amount after 3- 5 years This post has been edited by ayamxxx: Apr 30 2024, 11:42 AM |
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