Guys, so far most the calculations involved finacing without insurance... Do you know how to calculate the amortisation for asbf with takaful, if let say, terminated after 3/5 years? Thanks..

This post has been edited by eastwest: Oct 20 2019, 10:46 AM

Is it safe to assume this calculation?
Asbf 50k + takaful 2.5k = 52500 (principal).. So the principal amount will be reduced with each installment made every month..

Or is the monthly payment principal portion is divided into asbf and takaful?

Maybank reduced my asbf interest rate to 4.55%...

Anyone whose asbf with maybank, did u receive any sms from this bank regarding the moratorium?

1 april still automatic deduction or already postpone?

Have yet to received this kind of msg from mbb..

Usually i will see the deduction from my maybank saving account after 7pm on 1st day of the month.. Never before that time.. So maybe you can check again tonight..

This post has been edited by eastwest: Oct 1 2020, 02:32 PM

Between 0 and 10...🤪 🤭

I was expecting this figure also... But final are slightly higher🤭

Anyone cancelling your asbf after the historically low dividend/distribution? Just wondering if right now many peoples are queuing up at bank to cancel their loan..

But for that 6 months, thr interest still accumulated right?

I'm just wondering if take 50% reduction option, is it a good move?

Guys, I'm wondering how much I've really paid for asbf. The combination of changing opr and the moratorium taken last year.. What's the correct way for me to calculate? Principal and interest payed all this years..

been long time since u last posted here...