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 Buy console by installment?, 0% installment?

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saiga
post Feb 22 2008, 06:35 PM

Fear of the Dark
****
Senior Member
584 posts

Joined: Aug 2006
From: Skudai, Johor
QUOTE(rx330 @ Feb 22 2008, 05:10 PM)
corez, now still got 0%balnace transfer?
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I can onli find PB with 0% balance transfer. but still need to pay 1.5%,3% @ 6 % upfront charge (depends on balance) from total transfer value. The transferred balance then can settle using 0% installment. Can chose 6,12 & 24 months.

Good deal i think nod.gif
saiga
post Feb 23 2008, 02:06 AM

Fear of the Dark
****
Senior Member
584 posts

Joined: Aug 2006
From: Skudai, Johor
QUOTE(Lord_Ashe @ Feb 22 2008, 11:14 PM)
LOL I got a mystery PM just now...look at it...

And the link in red goes to...

http://gamersworkout.servegame.com/
LOLOLOL!
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I also got that one. as soon as I post the reply hmm.gif
saiga
post Feb 23 2008, 11:03 AM

Fear of the Dark
****
Senior Member
584 posts

Joined: Aug 2006
From: Skudai, Johor
QUOTE(iamsobloodysick @ Feb 23 2008, 10:27 AM)
I always thought 0% interest installment plan is not really as what its name implies. Credit card companies are not stupid, they'll charge their merchants the interests if buyers opt for the plan. So it's either the merchants transfer the cost to the buyers, or the merchants earn less.

DjiNn, will there be any difference in price if I pay by real cash as compared to credit card (0% interest installment)? Will you give me more discount if I pay by cash?

If you all visit any big electrical stores, which often offer 0% interest installment plan, you'll see, say for a Plasma Tv, the price you'll need to pay in a lump sum or the monthly payment if you go by installment. Either way the amount you pay will be the same. The retail price is already marked up by x%, which is enough to cover the interest amount banks will charge them. So normally they won't give you discount if you pay by installment.
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Bro,the price may be marked up. But there are some merchants that really wanna help customer and they maintain the price to be same with cash. e.g DjiNn thumbup.gif Some CC company also offer you to convert your normal purchase to 0% installment. I've tried with aeon cc and no extra charge at all. Just need one phone call.

But I still think CASH IS THE BEST WAY icon_idea.gif

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