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 Buy console by installment?, 0% installment?

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TSo0range
post Feb 22 2008, 10:45 AM, updated 13y ago

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This post has been edited by o0range: Apr 1 2013, 10:59 AM
ed0gawa
post Feb 22 2008, 10:47 AM

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Got such deal i also want leh....

Mana mana? Intro sikit
Kyoyagami
post Feb 22 2008, 10:49 AM

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If i remember correctly, Xbox 360 is being sold at Courts. But maybe that offer is gone already. Because if not mistaken also, they have installment plans for it.
sihumchai
post Feb 22 2008, 10:50 AM

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Doesn't Gamers Hideout have that Maybank 0% interest thingie?

I'm pretty sure other outlets can do the same too. Shops that is.
Tanakwagu_noh
post Feb 22 2008, 10:56 AM

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prefer autodebit installment like aeon credit...got kah? icon_rolleyes.gif
ayiezs
post Feb 22 2008, 03:22 PM

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QUOTE(sihumchai @ Feb 22 2008, 10:50 AM)
Doesn't Gamers Hideout have that Maybank 0% interest thingie?

I'm pretty sure other outlets can do the same too. Shops that is.
*
Correct... GH got the maybank 0% installment... thumbup.gif

It depends on the outlet lah..
if they carry the 0% installment then u can do it there..
If not still lum sum payment.... sweat.gif
aiman04
post Feb 22 2008, 03:43 PM

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What I did once, I bought something using CC, then called the bank, ask them to convert the purchase I just made.

They did that immediately, 0% interest free for 12 months, but there's 3% one time service charge, that's it.

So if the purchase is RM1000, the monthly installment is (1000 + 30) / 12 = RM85.83

Don't know about other CC, but Public Bank can, and I think also Citibank. wink.gif

If the shop already provides bank CC installment like GH, there's no 3% charge though. Better go there instead.
corez
post Feb 22 2008, 03:50 PM

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You could also purchase using your current credit card. Then apply for a new credit card at a different bank and do a 0% balance transfer.
rx330
post Feb 22 2008, 05:10 PM

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corez, now still got 0%balnace transfer?
saiga
post Feb 22 2008, 06:35 PM

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QUOTE(rx330 @ Feb 22 2008, 05:10 PM)
corez, now still got 0%balnace transfer?
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I can onli find PB with 0% balance transfer. but still need to pay 1.5%,3% @ 6 % upfront charge (depends on balance) from total transfer value. The transferred balance then can settle using 0% installment. Can chose 6,12 & 24 months.

Good deal i think nod.gif
Lord_Ashe
post Feb 22 2008, 08:25 PM

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Imma gonna use that 0% at GH. You hear that Djinn?
cyclonekid
post Feb 22 2008, 09:14 PM

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may i ask what dah 0% installment mean. I know that we dont need to pay the extra charge. But every month have to pay a certain amount? Anyone please clarify this
Lord_Ashe
post Feb 22 2008, 09:21 PM

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All it means is that instead of your credit card charging you RM 1000 in one lump sum, you spread that amount over a period of 6 to 24 months (depending on the value of the product). For example I paid RM 2399 for my old TV over a period of 12 months and did not get charged additional interest which means I paid exactly what the price was, no more.
DjiNn
post Feb 22 2008, 09:31 PM

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QUOTE(Lord_Ashe @ Feb 22 2008, 08:25 PM)
Imma gonna use that 0% at GH. You hear that Djinn?
*
shocking.gif ah... What did you say ? tongue.gif


cyclonekid
post Feb 22 2008, 09:37 PM

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QUOTE(Lord_Ashe @ Feb 22 2008, 09:21 PM)
All it means is that instead of your credit card charging you RM 1000 in one lump sum, you spread that amount over a period of 6 to 24 months (depending on the value of the product). For example I paid RM 2399 for my old TV over a period of 12 months and did not get charged additional interest which means I paid exactly what the price was, no more.
*
Wow... thanks for clearing that up. Well does Dijin offer this service. If he does. consider me sold... I want a ps3. laugh.gif
Lord_Ashe
post Feb 22 2008, 09:38 PM

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Thats why la...play too much Rock Band until cannot hear smile.gif

Watch out for me, I'll be coming for that 0% and a console...dum dum dum...
DjiNn
post Feb 22 2008, 09:41 PM

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QUOTE(Lord_Ashe @ Feb 22 2008, 09:38 PM)
Thats why la...play too much Rock Band until cannot hear smile.gif

Watch out for me, I'll be coming for that 0% and a console...dum dum dum...
*
haha, come and play rock band la..

just now afternoon been singing..

urh... my voice.. going to pecah.. laugh.gif
cyclonekid
post Feb 22 2008, 09:42 PM

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I also want that 0%. This is the first time Im hearing about this. biggrin.gif
DjiNn
post Feb 22 2008, 09:45 PM

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QUOTE(cyclonekid @ Feb 22 2008, 09:42 PM)
I also want that 0%. This is the first time Im hearing about this. biggrin.gif
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hah? first time ? anyway, a noted for any installment purchasing for you guys out there.

remember to pay the monthly instsallment payment.

do not pay the "minimum" payment of the credit

cause if you do that, confirm the bank will charges "interest" in it.
Lord_Ashe
post Feb 22 2008, 10:05 PM

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That is the friendly AND accurate reminder from Djinn. Very good advice that smile.gif

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