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This post has been edited by o0range: Apr 1 2013, 10:59 AM

Got such deal i also want leh....

Mana mana? Intro sikit

If i remember correctly, Xbox 360 is being sold at Courts. But maybe that offer is gone already. Because if not mistaken also, they have installment plans for it.

Doesn't Gamers Hideout have that Maybank 0% interest thingie?

I'm pretty sure other outlets can do the same too. Shops that is.

prefer autodebit installment like aeon credit...got kah?

Correct... GH got the maybank 0% installment...

It depends on the outlet lah..
if they carry the 0% installment then u can do it there..
If not still lum sum payment....

What I did once, I bought something using CC, then called the bank, ask them to convert the purchase I just made.

They did that immediately, 0% interest free for 12 months, but there's 3% one time service charge, that's it.

So if the purchase is RM1000, the monthly installment is (1000 + 30) / 12 = RM85.83

Don't know about other CC, but Public Bank can, and I think also Citibank.

If the shop already provides bank CC installment like GH, there's no 3% charge though. Better go there instead.

You could also purchase using your current credit card. Then apply for a new credit card at a different bank and do a 0% balance transfer.

corez, now still got 0%balnace transfer?

I can onli find PB with 0% balance transfer. but still need to pay 1.5%,3% @ 6 % upfront charge (depends on balance) from total transfer value. The transferred balance then can settle using 0% installment. Can chose 6,12 & 24 months.

Good deal i think

Imma gonna use that 0% at GH. You hear that Djinn?

may i ask what dah 0% installment mean. I know that we dont need to pay the extra charge. But every month have to pay a certain amount? Anyone please clarify this

All it means is that instead of your credit card charging you RM 1000 in one lump sum, you spread that amount over a period of 6 to 24 months (depending on the value of the product). For example I paid RM 2399 for my old TV over a period of 12 months and did not get charged additional interest which means I paid exactly what the price was, no more.

ah... What did you say ?

Wow... thanks for clearing that up. Well does Dijin offer this service. If he does. consider me sold... I want a ps3.

Thats why la...play too much Rock Band until cannot hear

Watch out for me, I'll be coming for that 0% and a console...dum dum dum...

haha, come and play rock band la..

just now afternoon been singing..

urh... my voice.. going to pecah..

I also want that 0%. This is the first time Im hearing about this.

hah? first time ? anyway, a noted for any installment purchasing for you guys out there.

remember to pay the monthly instsallment payment.

do not pay the "minimum" payment of the credit

cause if you do that, confirm the bank will charges "interest" in it.

That is the friendly AND accurate reminder from Djinn. Very good advice that

haha.. will the console priced more expensive under this scheme?

think should be the same.

any payment is more then RM 1000 then you choose either 6/12 months

6 months if not mistaken only appicable from RM 500 - RM 1000 range.

This post has been edited by DjiNn: Feb 22 2008, 10:11 PM

Wow, if that's the case, i can get my Wii much much sooner.

But, would the installment plan really require a CC or sumthing? I mean i prefer to pay with just cash monthly.

yup, need Credit Card.

Cash installment plan don't think we can do that yet... maybe later I presume ...

If tats the case, tak dpt lah. hahaha. I got debit card, but i really wanna avoid using CC.

LOL I got a mystery PM just now...look at it...

And the link in red goes to...

http://gamersworkout.servegame.com/


LOLOLOL!



Attached thumbnail(s)

woah.. so chun~! sigh~

ah djinn your 0% installment for which cards?

wah mr kev...

maybank credit card lo.

wow...never think of this thread will get so many replies
thanks everybody especially djinn, i am goin to get my ps3 at your shop very soon since you are offering 0% installment~~

maybank again

its been so long already la~ I have my maybank 0 PErcent installment plan like for one year liaw.

but nobody notice the 0 Percent Installment LOGO

I also got that one. as soon as I post the reply

I always thought 0% interest installment plan is not really as what its name implies. Credit card companies are not stupid, they'll charge their merchants the interests if buyers opt for the plan. So it's either the merchants transfer the cost to the buyers, or the merchants earn less.

DjiNn, will there be any difference in price if I pay by real cash as compared to credit card (0% interest installment)? Will you give me more discount if I pay by cash?

If you all visit any big electrical stores, which often offer 0% interest installment plan, you'll see, say for a Plasma Tv, the price you'll need to pay in a lump sum or the monthly payment if you go by installment. Either way the amount you pay will be the same. The retail price is already marked up by x%, which is enough to cover the interest amount banks will charge them. So normally they won't give you discount if you pay by installment.

pay cash la no need to think bout interest or installment...

Bro,the price may be marked up. But there are some merchants that really wanna help customer and they maintain the price to be same with cash. e.g DjiNn Some CC company also offer you to convert your normal purchase to 0% installment. I've tried with aeon cc and no extra charge at all. Just need one phone call.

But I still think CASH IS THE BEST WAY

Wah Ashe, long time no see you on XBL, now wanna get new console??

I tot you busy taking care of family.

Taking care of TWO families. My real one, and the next gen console one.

Apa boleh buat, tanggungjawab...

Hi, may i know where is GH located?
thx!

* i already know the location, thx!

This post has been edited by zen1026: Feb 24 2008, 11:39 AM

maybank bank card can?

Yeah do you have bankcard, so can debit the amount from the atm. It's better than carrying 2k around