@Dyong,
I don't think other banks offer such privileges to their Privilege/Premier Customers; at least not that I know off. I do know in order to become a Priority/Privilege/Premier customers, U will need minimum:

1) RM200,000 with HSBC
2) RM200,000 with Standard Chartered
3) RM300,000 with UOB
4) RM200,000 with Citibank/CitiGold
5) RM300,000 with OCBC

It's more of a gimmick to segment their middle class customer.
The benefits are rare and few.

More conveniently, they will ask you to buy unit trust or bankassurance at every glimpse of you.

@Dyong,
*grins* Like I said, give me RM200k to start off the account and i'll be able to give U feedback

Anytime, I am not in favor of Pre-Nuptial Agreement anyway.

@Dyong,
LoL.. I'm not either, so Ur safe

Tinker,

Sometimes one has to take some risk in Belling the Cat, for the sake of meaningful future...

Have a good weekend

HSBC Premier is the best of all those mentioned above. However Citibank will soon introduce "Citigold Select" to its Malaysia based customers which is a class above all the premium banking services currently can be found in Malaysia. Singapore is the only country in Southeast Asia where Citibank is offering "Citigold Select" banking service. You will need to have AT LEAST SGD1 Million in order to qualify for Citibank Singapore [B]Citigold Select[/B].

By the way, if you can't afford to park AT LEAST RM200k every month with these banks you should NOT even consider open these premium accounts as they will charge you account fee every month. HSBC will be charging you RM150/month while Citibank RM80/month.

@MilesAndMore,
No need to park RM200k every month. Just maintain RM200k or the minimum amount required will do

Usually people will put their money in fixed-deposit or invest in the structured products or unit trust if one is really hungry for Ringgit. People rarely have RM200K in their savings account to avoid the 5% tax on interest.

But you will have to be careful. Just a few years ago HSBC and Citibank both required one to has AT LEAST RM300K in the bank in order to to qualify for their high-end banking service. Both of these banks lower the minimum deposit to RM200K so they would attract more people to deposit with them but they just might change it back to RM300K anytime. Many years ago my dad was using the "Partner Account" from HSBC. HSBC only notified him about a month later after they cancel his "Partner Account" and degrade him to "PowerVantage".

is BSA different from Amanah saving? pls help.

I have Amanah Saving and i have been charged for ATM Annual RM8 .. now the options is BSA or BCA..
https://www.hsbc.com.my/1/2/!ut/p/c5/04...CIckdFRQC42xta/


Basic Saving Account
- offered by HSBC
- No ATM card annual fee
- 8 Free ATM withdrawals per month
- 6 Free over the counter transactions per month
- First two IBG in a month will be charged only RM0.50
- RM5 for each cash withdrawal at overseas HSBC Group ATM
- RM10 for each cash withdrawal via any VISA/PLUS supported ATM worldwide

Basic Savings Account-i
- offered by HSBC Amanah
- No ATM card annual fee
- 8 Free ATM withdrawals per month
- 6 Free over the counter transactions per month
- First two IBG in a month will be charged only RM0.50

Toprate Statement Savings
- offered by HSBC
- RM8/pa for ATM card
- Unlimited ATM withdrawals if account balance is more than RM5,000, else RM1 will be charged starting from the 5th withdrawal in a month
- Unlimited over the counter transactions
- RM5 for each cash withdrawal at overseas HSBC Group ATM
- RM10 for each cash withdrawal via any VISA/PLUS supported ATM worldwide

Amanah Statement Savings
- offered by HSBC Amanah
- RM8/pa for ATM card
- Unlimited ATM withdrawals if account balance is more than RM5,000, else RM1 will be charged starting from the 5th withdrawal in a month
- Unlimited over the counter transactions
- RM5 for each cash withdrawal at overseas HSBC Group ATM
- RM10 for each cash withdrawal via any VISA/PLUS supported ATM worldwide

This post has been edited by fainonline: May 22 2012, 08:43 PM