hello there,
i do admire ur courteousness and being direct, to keep it short, i wont eleborate much(like u wish)
100% invested - 15% paid as commission
-5% roi

kopitiam biz- one cup/plate-200%profit (rm3/cost is about rm1.00-1.50)
kopitiam biz, rm100,000 invested- if monthly making rm5000-can close shop already...

if they r paying me 5%roi .... n profiting from f&b industry... plus like u say some ponzi element... sounds like an interesting bet... kopitiam alone can make profit(if well planned) but + ponzi ... i tink i love the risk... if i loss, im happy cos im trilled by how they play "the game"
if win(capital recovered) ...the merrier !!

you don't understand cashflow and financial statement.??? 

jus put it this way... sometimes we look at things d other way round...

Thank you IRC give me so much money!!!
I making more than my job. I am a boss of my own cafe now.
Can pay my mummy and cousins back their money very soon.
Than I buy LV, Gucci, Prada let you all jealous me.

Dont trust IRC, you all will always be pok kai lang. See me drive BMW and you drive proton.

Dont say me no advise you. Join now and be rich like me soon.

Sincerely
Karen

People who join LB always say like that. They are going to drive BMW and sport cars after several years...

I have my first property now but some of them still live in a rented house...

ok you want point.

1. i join and you dont join. you think i know more or you know more?
2. i get money and you dont get money. who pocket bigger?
3. i tell you irc good, you tell me irc no good.
4. my english bad you delete my post. english bad not my falls, malaysia govenment want malay teach some more. who problem? govenment lo.
5. my upline help me earn money and you dont help. who i listen? you tell me lo.
6. walnut my english bad you can laugh me, but i got more money than you i am very sure. so in end i laugh more than you can.

This plan will success or not depend on the management, it will be successful plan or turn out to be a scam is totally depend on the so call CEO and his team, i would like to know more the details of the management, in case it turn down, i will know who i will blame for and sue.

Aside karen, r u really a irc member? as ur posting more like ruining IRC image.

steven tea garden. similar like IRC.

Just to add up, actually there is nothing much to argue as IRC pushed more towards their membership programme and stop promoting their shareholder programme quite sometime ago. So if you like it, sign up and eat, if you are scared it goes bankrupt next day, finish up your credit within 1 day. Just like the coffee bean card. The only difference is their referral benefits! Nothing to argue whether it's a scam or not.