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 Life insurance and medical card

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TSNathaEn D.P.
post Jan 7 2008, 10:59 PM

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QUOTE(reflection_C @ Jan 6 2008, 10:33 PM)
Ya it's great. I believe you has all the answer there already. How much did you pay monthly for your ING Medical Card?
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Hi..
the monthly premium is depends on ur age range.
but im paying RM180 quarterly...
my coverage is RM100K per year and my lifetime coverage is RM300K
so cheap rite..
can be used in all private hospitals.


Added on January 7, 2008, 11:01 pm
QUOTE(vreis @ Jan 7 2008, 01:30 PM)
Yes its benefits is comparable to others but those agents are crap. One of the managers told me, don't blame ING for the screw up, blame agent. For me, the agent represent your company, hence if agent screw up that means your company not reliable (cos your the one that employ/chose them).
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ya i agree with your statement.


Added on January 7, 2008, 11:03 pm
QUOTE(yewkhuay @ Jan 7 2008, 01:33 AM)
thanks for ur INFO, u are very helpful for all of us with ur sharing.
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ur welcome....


Added on January 7, 2008, 11:06 pm
QUOTE(b00n @ Jan 6 2008, 08:58 PM)
Aren't all medical card the same?!.......... rclxub.gif
I'm getting a feeling that you're "fishing" here....and nope it doesn't work in this section.
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sorry im nt fishing here..
i juzz share what i know to create awareness....
bt what ever i said is true plzz check it out..
dont b cheated by agents..
datzz all...


Added on January 7, 2008, 11:12 pm
QUOTE(atlantis2007 @ Jan 7 2008, 06:07 PM)
arr.. GE?? my plan is covered by GE..
shit.. hope I dont get into trouble.. smile.gif
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Dont worry GE is one of the best company and famous with their life insurance....
But through my eperience most of the agents from GE have cheated their clients...
so better u check it out n keep on track with ur agent...


This post has been edited by NathaEn D.P.: Jan 7 2008, 11:12 PM
Colaboy
post Jan 8 2008, 12:16 AM

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Added on January 7, 2008, 11:06 pm

sorry im nt fishing here..
i juzz share what i know to create awareness....
bt what ever i said is true plzz check it out..
dont b cheated by agents..
datzz all...


Added on January 7, 2008, 11:12 pm

Dont worry GE is one of the best company and famous with their life insurance....
But through my eperience most of the agents from GE have cheated their clients...
so better u check it out n keep on track with ur agent...
*

[/quote]"

Personally i dont think there is as much agent "cheat" around
it's just maybe the agent dont really gointo details most of the time with the clients
how many of them do really go back & read through the policy sentence by sentence /word by word
. . . when something bad happen & effected the claim
people will start saying insurans are cheating ppl or the agent are miselling their product.


I believe most of the big players like Great Eastern, AIA, Prudential & etc are selling good medical card & life policy.
Just certain product suite better with certain type of ppl . . . .

a very simple question . . .
a term medical card is much better
or a yearly renewable card
it's like the chicken & egg question, which come first?
the egg or chicken? rclxub.gif rclxub.gif rclxub.gif

This post has been edited by Colaboy: Jan 8 2008, 12:26 AM
knightdemon
post Jan 15 2008, 11:59 AM

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QUOTE(NathaEn D.P. @ Jan 7 2008, 10:59 PM)
Hi..
the monthly premium is depends on ur age range.
but im paying RM180 quarterly...
my coverage is RM100K per year and my lifetime coverage is RM300K
so cheap rite..
can be used in all private hospitals.


Added on January 7, 2008, 11:01 pm

ya i agree with your statement.


Added on January 7, 2008, 11:03 pm

ur welcome....


Added on January 7, 2008, 11:06 pm

sorry im nt fishing here..
i juzz share what i know to create awareness....
bt what ever i said is true plzz check it out..
dont b cheated by agents..
datzz all...


Added on January 7, 2008, 11:12 pm

Dont worry GE is one of the best company and famous with their life insurance....
But through my eperience most of the agents from GE have cheated their clients...
so better u check it out n keep on track with ur agent...
*
so u saying ING the best n doenst cheat their clients??
Colaboy
post Jan 15 2008, 04:22 PM

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QUOTE(knightdemon @ Jan 15 2008, 11:59 AM)
so u saying ING the best n doenst cheat their clients??
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lol rclxms.gif rclxms.gif

Like that arh . . . Prudential is the BEST ! !

2007 we did 607M sales thumbup.gif
Proud to be a member . . .

IcedMilo
post Jan 15 2008, 04:50 PM

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QUOTE(NathaEn D.P. @ Jan 7 2008, 10:59 PM)
Hi..
the monthly premium is depends on ur age range.
but im paying RM180 quarterly...
my coverage is RM100K per year and my lifetime coverage is RM300K
so cheap rite..
can be used in all private hospitals.
Indeed ING is a good payor in terms paying the bill with the panel hospital. That's why private hospital like ING policyholder very much. However, in terms of benefit and price ...it's still not that good. Trust me. There's a medical card from another insurance company which no lifetime limit !!
house
post Jan 18 2008, 12:57 AM

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From: Kuala Lumpur, Malaysia
QUOTE(IcedMilo @ Jan 15 2008, 04:50 PM)
Indeed ING is a good payor in terms paying the bill with the panel hospital. That's why private hospital like ING policyholder very much. However, in terms of benefit and price ...it's still not that good. Trust me. There's a medical card from another insurance company which no lifetime limit !!
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which one? pm me. thanks!!
humbble
post Aug 29 2008, 06:36 AM

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From: Johore Bahru


QUOTE(house @ Jan 6 2008, 10:43 AM)
which would u say is the best medical card around? in terms of admisability and hospitalization. since that's the biggest worry when sick.
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Try look into Allianz medical card.

Rm75,000 annual limit
Rm750,000 life time limit

Biggest worry if kena cancer or kidney failure?

Outpatient cancer treatment and Outpatient Kidney dialysis is as charged (matching the annual and lifetime limit)

humbble
yewkhuay
post Aug 29 2008, 06:48 AM

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interesting.......
humbble
post Aug 29 2008, 06:50 AM

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From: Johore Bahru


QUOTE(IcedMilo @ Jan 15 2008, 04:50 PM)
Indeed ING is a good payor in terms paying the bill with the panel hospital. That's why private hospital like ING policyholder very much. However, in terms of benefit and price ...it's still not that good. Trust me. There's a medical card from another insurance company which no lifetime limit !!
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When one choose a medical card, please set a scenario for yourself.If diagnosed with cancer or kidney dialysis,how much the medical card can offer for treatment? There is a link which is in Chinese for your own reference only.

http://www.jbtalks.cc/thread-274060-1-1.html


humbble
YuNGSeNG
post Aug 29 2008, 10:22 PM

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To TS , I heard ING medical card was increase premium around 40% about 3 months ago right ?
humbble
post Oct 2 2008, 02:15 AM

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From: Johore Bahru


QUOTE(Colaboy @ Jan 15 2008, 04:22 PM)
lol  rclxms.gif  rclxms.gif

Like that arh . . . Prudential is the BEST ! !

2007 we did 607M sales  thumbup.gif
Proud to be a member . . .
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Being proud is not important,most important, how much income you managed to generate out from your profession? You only can get sales when you see more people.If one can become MDRT purely from forummers, introduce to me.I want to learn from him or her.
Jutawan
post Oct 4 2008, 11:14 AM

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Subcribing to this thread for good information.
lcl832002
post Mar 7 2009, 07:20 PM

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Please read my blog for the importance of life insurance and medical card... Feel free to leave me a comment or email regarding my blog... Thanks...

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