I am in the same headache as well..
I m having 20k ca$h....
recently bump into a house near tmn mayang PJ, single storey 305k , (zero renovation needed lar) (Crazzzzzzzzzzzzzzyyy...305k can buy a bungalow liao in my kampung)...just like the location cos near working places, near school, food court.....watever..

would thnk share with my bro (his second house)..

will puke out like 50k for deposit means loan bout 265k ....

not sure this is a wise choice?