hi i want to ask an opinion if i loan a house, rm 156000 for 30 years and i want to add 6000 a year to it..which is better home flexi or homefixed
homeflexi or home fixed, nedd opinion
|
|
  Dec 29 2007, 01:34 AM, updated 18y ago
Show posts by this member only | Post
#1
|
 
Junior Member
116 posts Joined: Oct 2006  
|
|
Quote|
|
|
|
|
Dec 29 2007, 01:51 AM
Show posts by this member only | Post
#2
|
Senior Member
6,657 posts Joined: Jul 2006
|
it doesn't matter fixed or flexi, so long the bank allow advanced payment to off set the loan principal , u can top up ur 6K every yr. flexi or not, depends whether u afraid of being affected by the fluctuation of BLR. in early settlement of loan principal case, flexi loan tht offer low interest at 1st few yrs is a good choice. get a mortgage calculator online n key in ur figures to see the difference or get the mortgage officer to do for u.
|
|
|
Dec 29 2007, 02:00 AM
Show posts by this member only | Post
#3
|
Senior Member
3,318 posts Joined: Dec 2004 From: 1Malaysia 
|
QUOTE(pamungkas @ Dec 29 2007, 01:34 AM) hi i want to ask an opinion if i loan a house, rm 156000 for 30 years and i want to add 6000 a year to it..which is better home flexi or homefixed best case scenario is to get a flexi loan@ fixed interest.  Otherwise, if you have the surpluss cash and liquidity is important to you, go for flexiloans.  |
|
|
Dec 29 2007, 02:02 AM
Show posts by this member only | Post
#4
|
|
Junior Member
116 posts Joined: Oct 2006
|
tq..it's really complicated..going to bank la ..hehe
|
| Change to: |  0.0123sec
 0.73
 5 queries
 GZIP Disabled
Time is now: 18th December 2025 - 06:14 AM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.