Hi. Please refer here for all of the payment methods.
Now do not give statement that it is not convenience to pay. LOL.

Regarding the 1% rate, I heard some my friends said is not worth. Reason is the 1% is base on term calcuation and the total repay amount is fixed, just like the car loan. The the term is also long which end up a lot of interest in it.
If paying using standard, you can more to reduce the prinsiple so interest will lesser and if got more money u can settle it faster.
Please correct if wrong.

Hi

Not sure how true this fact will be. I heard from my friend says that the ptptn loan waiver will apply for those 1st class graduate will have 100% waive for ptptn loan. Those with 2nd upper class will have 25% ptptn loan waiver also?

some 1 can help me?

i was from the last current batch. Just want to confirm that 2nd upper class will have the benefits also?

actually how does the interest going down to 1% work? can any one share? how long is the fixed term that we need to pay back?

Few days ago, I received a call from PTPTN asking me for reason on why I din't take the 1% re-payment. It was a survey according to her. I told her that I don't like the auto monthly salary deduction. On the spot, she asked that if she can waive that requirement, will I opt for that?

I told her the answer was yes but I was driving and will call her back later. I was really driving at that time. I have yet to call her back. Checked the telephone number. It is the real PTPTN hotline number. Anyone got the same call?

Btw, I have been making monthly re-payment since graduated.

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Added on May 15, 2011, 6:45 pm
I am from local U. 2009 batch. First class honor. No waiving for my batch.

You guys need to try to login via this website --> http://www.ptptn.gov.my/gateway/

My statement no longer being updated in this website --> http://epay.ptptn.gov.my/loan/ptptnlogin.jsp

Main reason should be cos I have been approved for the 1%

They roll back all the payment and interest been made before the approval from EFES.
Then they reflect my latest debt status in the earlier website I shared.

Personal Opinion as below:

You guys can opt to apply for it if ur balance debt is still huge lor....dun care bout the monthly payment/ auto deduct...
Cos my company actually dun allow any auto deduct from salary.
But i still get approved. So which means that PTPTN didnt actualy contacted my company.

I'm no longer working in M'sia, but as long as i got do payment, dun think they will revert it back.

Well, worth the hassle been done for the signatures...cos after roll back the payment and interest, i saved RM1k
then right now, i monthly save RM30....cos previously every mth the interest was like RM50...now the interest is only RM17...

I'm not planning to clear all in short time...guess I'll drag it till end of contract...which is 15 years repayment...
So this 1% save me lots of money....

want to ask whether can settle in full...what is the procedure?

are you suggesting that those who wish to clear the loan a.s.a.p should stick to 3% interest?

Guys, where do i need to repay this ptptn? Bank? It's based on our salary right? 1% of it? Sorry, too many pages in previous threat If I didn't work, then how they going to charge me? The longest period is 15yrs?

Means, i need to go back CIMB bank? And ask them directly? 

may i know is ptptn conversion to scholarship still available now? i will graduate in 2013.

Hard to say. haha.

u need pay the amount stated at the policy no less.

if pay more ok

weird question: can I choose to pay back my loan for 30/40 years?

Even u pay more monthly, the interest u pay is still same. No more and no less.
Its fixed by ptptipu

i dont just understand y many people keep angry and dissatisfied with ptptn.

basic thing here > u already borrow the money n enjoy, so after u graduated, work y its so difficult to pay back??? i think all of u already read n understand all T&C when u sign the agreement, rite?

if u can buy a car, use credit cards, shopping, take personal loan etc, y its so difficult to pay as low as rm50 per month????

at my time, its 4%... ive already settled my PTPTN last year..N got confirmation letter from them

im paying around rm200 per month consistently, will pay more if got bonus ..every month i will check the statement n make sure i received official receipt from PTPTN..

no offense, just sharing my story ..now 1%,still difficult to pay?? ;p

Anyone managed to file for a rebate from ptptn before? I repaid the full loan more than 3-4 years ago and I am still waiting for my rebate till this to date. Was wondering if i should just forget about it.

everyone got affected with high living cost....
if u cant pay even as low as rm50/month...this thing will burden u coz u will get more commitment in future
lucky PTPTN is not straight as BANK

I got the 1% approval. But there is form u need to filled up, but I see got column potongan majikan. What if I don't want potong from my majikan?
I not sure want to take up this offer or not, or just pay as little as possible base on standard as long no black list me.

I pay randomly. Just put money anytime. But problem is the interest. How they calculate the interest.
But the 1% also subjective, bcoz they started to calculate from certain time, mine is from 2008.....