I used shopee apps straight away pay without adding 1st.
No issue.
Use MBB FCBVS better.
Already register online, now wait till the day after statement out then only try. (You need to wait at least 3 days after register online or SMS)
Although the MCC code 6012 is excluded in the TnC but who knows, they might send out accidentally~
Anyway got or not I still need to top up for CB~

i thought you said still keeping it as backup. 2% still not bad.
https://www.sc.com/my/terms-and-conditions/...y-30-sept-2018/
their apk has block the permission to screenshot, i think they wanna protect people privacy from other people to see it...
Anyway, you still able to screenshot it by using another phone camera to snap it.