Although using BNPL as a way to spread out expenses can be useful, it could be overwhelming to track them over a number of months. Additionally, most of us have loans, rentals and other fixed monthly instalment amounts to manage as well.

Incurring more credit is not usually the problem but keeping it within limits per month is what is critical.

iCARAT Defer is a web application that manages all the above, allows you to see the expected expenses over a number of months while giving you an idea of what you should make to cover them.

There are 3 editions available:-
- Free (RM0.00/year)
- Basic (RM99.00/year)
- Pro (RM199.00/year)

There is no evaluation of the software but you can get the free edition for your own use from the link below.

Dealing method: FPX, Visa/MasterCard, e-wallet, DuitNow QR, bank transfer

Contact method/details: PM / Whatsapp / Email
011-1533 2183
fchintc@ctsoftware.com.my

Item Condition: New, Ready Stock

Delivery: E-mail or WhatsApp

Get it for free: Click here