Same laywer for SPA and bank loan
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 Dec 15 2025, 11:09 AM, updated 22h ago
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#1
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Junior Member
246 posts Joined: Nov 2021 
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Hi, I just booked a sub sale apartment. I am thinking to use the same lawyer for both bank loan and SPA. They said it is cheaper and faster right? Can save how much money and time roughly using the same laywer? lets say property price is RM300k
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Dec 15 2025, 11:34 AM
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#2
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Senior Member
881 posts Joined: Jan 2003 From: screaming at Screamyx!!!
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QUOTE(ngaisteve2 @ Dec 15 2025, 11:09 AM) Hi, I just booked a sub sale apartment. I am thinking to use the same lawyer for both bank loan and SPA. They said it is cheaper and faster right? Can save how much money and time roughly using the same laywer? lets say property price is RM300k Generally cheaper… and less hassle cause only need to deal with 1 party.. I’ve PM’ed based on my personal experience.. ngaisteve2 liked this post
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Dec 15 2025, 12:13 PM
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#3
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Junior Member
784 posts Joined: Jul 2011
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Yes, that should be the case. If you don't have a reason to go with 2 different lawyers, its generally better. 1. Better price (since do 2 transactions with them). 2. Better continuity (they know what is happening, generally). 3. One stop for you, no need to go 2 locations. 4. Saves time. ngaisteve2 liked this post
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Dec 15 2025, 12:32 PM
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#4
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Junior Member
246 posts Joined: Nov 2021
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thanks for the info
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Dec 15 2025, 01:25 PM
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#5
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Junior Member
192 posts Joined: Oct 2020 
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QUOTE(ngaisteve2 @ Dec 15 2025, 10:09 AM) Hi, I just booked a sub sale apartment. I am thinking to use the same lawyer for both bank loan and SPA. They said it is cheaper and faster right? Can save how much money and time roughly using the same laywer? lets say property price is RM300k normally, only when you sell the property.. it's better to have separate lawyers |
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Dec 15 2025, 03:26 PM
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#6
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Senior Member
3,563 posts Joined: Sep 2005 From: Shenzhen Bahru
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It save seller more for using same lawyer. Buyer still pay as per SPA purchase amount
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Dec 15 2025, 03:38 PM
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#7
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Senior Member
3,970 posts Joined: Nov 2007
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Pakai same one je
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Dec 15 2025, 04:11 PM
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#8
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Junior Member
192 posts Joined: Oct 2020
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use 1 lawyer will simplify your process when you completed the loan and redeem the grant.. that's in 30years time!..( sooner if you're a squirrel)..
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Dec 15 2025, 04:15 PM
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#9
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Senior Member
2,379 posts Joined: Dec 2005
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QUOTE(ngaisteve2 @ Dec 15 2025, 11:09 AM) Hi, I just booked a sub sale apartment. I am thinking to use the same lawyer for both bank loan and SPA. They said it is cheaper and faster right? Can save how much money and time roughly using the same laywer? lets say property price is RM300k yes, can use same one for both.However, dont use the same lawyer as seller. Use your own one. Seller lawyer usually will side to the seller more than you. |
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Dec 15 2025, 04:15 PM
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Junior Member
246 posts Joined: Nov 2021
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This is the quotation from the same lawyer.
SPA=RM7K Loan = RM6K Property is RM203k |
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Dec 15 2025, 04:30 PM
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Junior Member
246 posts Joined: Nov 2021
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RM13k is pretty high right for a rm203k property?
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Dec 15 2025, 04:41 PM
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#12
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Senior Member
1,252 posts Joined: Jan 2012
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QUOTE(ngaisteve2 @ Dec 15 2025, 04:15 PM) This is the quotation from the same lawyer. Spa 5.8KSPA=RM7K Loan = RM6K Property is RM203k Loan 3.8K ngaisteve2 liked this post
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Dec 15 2025, 04:54 PM
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#13
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Junior Member
192 posts Joined: Oct 2020
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QUOTE(ngaisteve2 @ Dec 15 2025, 03:15 PM) This is the quotation from the same lawyer. check.. if below certain amount and if first time buyer, there are some freebies...SPA=RM7K Loan = RM6K Property is RM203k |
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Dec 15 2025, 05:21 PM
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Junior Member
246 posts Joined: Nov 2021
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 This is from the lawyer KenM liked this post
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Dec 15 2025, 05:32 PM
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Junior Member
246 posts Joined: Nov 2021
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but i found another source
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Dec 15 2025, 06:09 PM
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#16
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Senior Member
1,004 posts Joined: Mar 2019
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QUOTE(ngaisteve2 @ Dec 15 2025, 11:09 AM) Hi, I just booked a sub sale apartment. I am thinking to use the same lawyer for both bank loan and SPA. They said it is cheaper and faster right? Can save how much money and time roughly using the same laywer? lets say property price is RM300k Yea just make sure the spa lawyer has panelling with the financing bank.. |
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Dec 15 2025, 06:10 PM
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#17
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Senior Member
1,004 posts Joined: Mar 2019
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QUOTE(ngaisteve2 @ Dec 15 2025, 04:15 PM) This is the quotation from the same lawyer. Inclusive of stamp duty right? SPA=RM7K Loan = RM6K Property is RM203k |
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Dec 15 2025, 06:36 PM
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Junior Member
41 posts Joined: Oct 2005
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QUOTE(ngaisteve2 @ Dec 15 2025, 11:09 AM) Hi, I just booked a sub sale apartment. I am thinking to use the same lawyer for both bank loan and SPA. They said it is cheaper and faster right? Can save how much money and time roughly using the same laywer? lets say property price is RM300k This means you are unrepresented in both transactions. The lawyer is acting for seller and bank.You are not represented by anyone but yourself. |
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Dec 15 2025, 06:40 PM
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Junior Member
675 posts Joined: Jun 2014
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request special discount from seller to use same lawyer
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Dec 15 2025, 11:43 PM
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#20
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Senior Member
1,324 posts Joined: May 2009
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PLEASE NOTE : LATER DONT CRY..
IF ANYTHING GOES WRONG, THE LAWYER WILL CIDE ON WHOSE SIDE. SO BETTER HAVE YOUR OWN TRUSTED LAWYER. FOR MONIES, PLEASE TELL LAWYER, THE MONEY SHOULD BE IN A BANKERS CHEQUE IN RECIPENT NAME AND NOT BANK INTO LAWYERS BANK ACCOUNT. IF YOU BANK INTO LAWYER BANK ACCOUNT- LAWYER CAN CHOW WITH YOUR MONEY. DONT SAY I DIDNT WARN YOU. |
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