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 Retiring at 60 – a pipe dream for many now?, Would our generation have a retirement?

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max_cavalera
post Dec 10 2025, 10:59 PM

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QUOTE(TiramisuCoffee @ Dec 10 2025, 10:58 PM)
65 yo retire …belum approved? Many countries dah extend.
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Soon extend retirement until 75 years old ohmy.gif
nelson969
post Dec 10 2025, 11:00 PM

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just push to 65 first bah, EPF dividend should be 7.9%
quintesson
post Dec 10 2025, 11:35 PM

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QUOTE(soul78 @ Dec 10 2025, 03:54 PM)
some mnc company oredi raised to 65 liao allowing them to work till that age... but i think it would be raised to 75 soon...
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if the age is keep raising will it be more easier for those 50s to find a new job? currently it is very difficult for 50s to look for a job.
kidmad
post Dec 10 2025, 11:46 PM

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QUOTE(quintesson @ Dec 10 2025, 11:35 PM)
if the age is keep raising will it be more easier for those 50s to find a new job? currently it is very difficult for 50s to look for a job.
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To curb that make it like other countries once hit 55 company just need to pay bare minimal for epf contribution. Have other perks for those employing age 50 and above that would then make it more interesting cause company can now reconsider getting a 50 year old full of experience or 30 year old genz which demands the world.

This post has been edited by kidmad: Dec 10 2025, 11:54 PM
kidmad
post Dec 10 2025, 11:53 PM

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Belum hit 40s already bringing home more than rm350k per annum.. having a big pay check but choose to live in luxury until 70 year old also cannot retire that's for sure. Instead I choose to live within means and base on my projection of property + investment + kwsp I by 55 can retire liao.
AfraidIGotBan
post Dec 11 2025, 05:47 AM

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QUOTE(haya @ Dec 10 2025, 07:25 AM)
Retiring at 60 – a pipe dream for many now?
company owner who wanted to be known only as Anthony, 70, said he only plans to retire once he turns 80.

“My income is not salary-based so that is a big concern.

“I want to make sure my children, wife and extended family will have adequate support,” he said.

Source: https://www.thestar.com.my/news/nation/2025...am-for-many-now
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My Income also not salary based. Its thorlong menorlong based. Moar people I thorlong, more cash moneh I gotten to topup my cashtress for comfort.

I also want to make sure my three bangsats no need worry if grown up and need to listen to pokaihumgarchans word and look at their face to live a good life. I also wanna make sure my wife live until a day before me so she mampoi first, then I follow next day lel. I also wanna make sure that my extended family wokey survive no issue, while not leech at me like ZUBAT.

What a fun life.
Atrocious
post Dec 11 2025, 05:53 AM

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Good planning, Anthony. So retiring on a wheelchair or the hospital bed?
mac_mac21
post Dec 11 2025, 05:59 AM

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Every parents want the best for their kids

Kalau boleh semua anak spend 400k for education

Pilot , doctor , lawyer
MGM
post Dec 11 2025, 06:39 AM

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In the era of AI, robotics, automation n deglobalisation there is no more guarantee for job security n opportunity. Retirement can be set at >65 but will there be jobs for you, will company keep u when u r drawing much higher pay than younger cheaper workers with more uptodate knowledge n skills.
Some might say we have gig jobs to fall back on but in future they too will be replaced n limited.

This post has been edited by MGM: Dec 11 2025, 06:43 AM
Atrocious
post Dec 11 2025, 06:55 AM

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A few more Anthony and office pantries are gonna provide adult diapers soon..
XUTUX
post Dec 11 2025, 06:57 AM

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So, want to have children or not?

You think properly dont later complaint no money yada yada

This post has been edited by XUTUX: Dec 11 2025, 06:57 AM
TShaya
post Dec 11 2025, 09:26 AM

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QUOTE(loserguy @ Dec 10 2025, 04:28 PM)
35 probably too young, but wadahell i know, ayam apek lol
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but /k say this place got minors cannot show nipples wor
loserguy
post Dec 11 2025, 09:28 AM

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QUOTE(haya @ Dec 11 2025, 09:26 AM)
but /k say this place got minors cannot show nipples wor
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yes, although on the outside we all look like hamsap ah pek, inside we are all innocent 18yo pok pok chui virgin.
renodiy
post Dec 11 2025, 12:41 PM

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QUOTE(kidmad @ Dec 10 2025, 11:53 PM)
Belum hit 40s already bringing home more than rm350k per annum.. having a big pay check but choose to live in luxury until 70 year old also cannot retire that's for sure. Instead I choose to live within means and base on my projection of property + investment + kwsp I by 55 can retire liao.
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got 5 mil to provide passive income?
kidmad
post Dec 11 2025, 02:46 PM

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QUOTE(renodiy @ Dec 11 2025, 12:41 PM)
got 5 mil to provide passive income?
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Where you get the 5m figure from? From anus? That's why to date I say alot will tell you oh I can't retire is not you can't, is you don't know how.
Ayambetul
post Dec 11 2025, 05:09 PM

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QUOTE(blanket84 @ Dec 10 2025, 10:29 PM)
EPF 6% vs interest 3.85%?
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If oredi reaching 60 yo, why not?

Just pull out the cash and settled it.

Then enjoy the remaining before meet the creator.




Unless u want to pass the debt to charsiew then is okie to not clearing it devil.gif

This post has been edited by Ayambetul: Dec 11 2025, 05:09 PM
TiramisuCoffee
post Dec 11 2025, 05:52 PM

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QUOTE(max_cavalera @ Dec 10 2025, 10:59 PM)
Soon extend retirement until 75 years old ohmy.gif
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Why not, country give u opportunity to be employed instead blacklisting u as orang dah expired tak berguna … other benefits: if up to 75 yo epf contribution like contribution pekerja biasa ..now pass 60 yo, epf % very kesian rendah, baik retire je...

Funny why u org dun understand why extend is good, give u license to work if u want la ! U dunwan kerja, can retire lepas sekolah tara org stop u pun! doh.gif

TiramisuCoffee
post Dec 11 2025, 06:00 PM

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By 2030 and beyond, with AI alot of ppl will be jobless. Forced to retire v early. The issue they worry is ppl having too much time on hands, what would they do lol … Thats they next level worry. Otak akan karat.
Shanks747
post Dec 11 2025, 06:10 PM

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if no married no kids, retired at 35 also can

too many noobs, skill issue's
Shanks747
post Dec 11 2025, 06:13 PM

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QUOTE(max_cavalera @ Dec 10 2025, 10:59 PM)
Soon extend retirement until 75 years old ohmy.gif
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come I extend it to 200 year old cool2.gif

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