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 Spam Calls- Any Danger With Access Of Bank Details

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TSryder_78
post Dec 9 2025, 02:14 PM, updated 2d ago

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Just curious if there is anyone here receiving spam calls from unknown individuals. Sometimes the calls are local, sometimes they are from another country. Earlier today I received another spam call. After I pressed the button on my phone to receive the call, the person who made the call hung up. Below is a snapshot of the caller.

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I was just wondering if there is any danger of unknown people or strangers calling, if they are able to gain access to bank details stored inside the phone. The phone rings, and when you pick up the call the person who made the call ends the call.

This post has been edited by ryder_78: Dec 9 2025, 02:16 PM
GTA5
post Dec 9 2025, 02:32 PM

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Most likely just testing whether your number is active or not

Edit: And no, they can't get your bank password, unless you go and simply install APKs. Nowadays banking need secure approval via bank app

This post has been edited by GTA5: Dec 9 2025, 02:34 PM
TSryder_78
post Dec 9 2025, 02:58 PM

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QUOTE(GTA5 @ Dec 9 2025, 02:32 PM)
Most likely just testing whether your number is active or not

Edit: And no, they can't get your bank password, unless you go and simply install APKs. Nowadays banking need secure approval via bank app
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Thanks for the response. I wonder what is the purpose of testing the number to see if it's working. At least stay on the line and not hang up once the person on the line receives the calls. Sometimes there are people who stay on the line, and from the conversation one would know that they are scammers, individuals representing a company but calling from a mobile number. During these instances it would be me hanging up.
Duckies
post Dec 9 2025, 03:03 PM

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QUOTE(ryder_78 @ Dec 9 2025, 02:58 PM)
Thanks for the response. I wonder what is the purpose of testing the number to see if it's working. At least stay on the line and not hang up once the person on the line receives the calls. Sometimes there are people who stay on the line, and from the conversation one would know that they are scammers, individuals representing a company but calling from a mobile number. During these instances it would be me hanging up.
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They are filtering out potential victims. Those that answers the call and reply..they will sell ur phone number to actual scammers.
TSryder_78
post Dec 9 2025, 03:05 PM

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QUOTE(Duckies @ Dec 9 2025, 03:03 PM)
They are filtering out potential victims. Those that answers the call and reply..they will sell ur phone number to actual scammers.
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Right, and what do actual scammers do? The same thing as what these initial scammers are doing but instead of hanging up the call they will stay on the line and speak with their potential victims?
Duckies
post Dec 9 2025, 03:11 PM

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QUOTE(ryder_78 @ Dec 9 2025, 03:05 PM)
Right, and what do actual scammers do? The same thing as what these initial scammers are doing but instead of hanging up the call they will stay on the line and speak with their potential victims?
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They outsource first line filtering I guess...dont wan the "high" level scammers to waste time testing each number hmm.gif
TSryder_78
post Dec 9 2025, 03:13 PM

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QUOTE(Duckies @ Dec 9 2025, 03:11 PM)
They outsource first line filtering I guess...dont wan the "high" level scammers to waste time testing each number hmm.gif
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Ok thanks for the information. Hopefully the authorities will nab the head or mastermind of these scammers and put a stop to all this nuisance.
Duckies
post Dec 9 2025, 03:15 PM

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QUOTE(ryder_78 @ Dec 9 2025, 03:13 PM)
Ok thanks for the information. Hopefully the authorities will nab the head or mastermind of these scammers and put a stop to all this nuisance.
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I wonder if gov or authorities can do anything about it...sigh scams has been running rampant in our country cry.gif
TSryder_78
post Dec 9 2025, 03:15 PM

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Just out of curiosity, is there any place where people can report these scam callers with information on the numbers they are calling from, apart from blocking them on the mobile phone?
TSryder_78
post Dec 9 2025, 03:16 PM

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QUOTE(Duckies @ Dec 9 2025, 03:15 PM)
I wonder if gov or authorities can do anything about it...sigh scams has been running rampant in our country  cry.gif
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Just lately in the news, some Chinese and Japanese scammers were caught with their act. It was on TV several days ago if I'm not mistaken on TV3 as they are all handcuffed by the police with some people blocking their faces with their shirt. I'm sure there are many more of these scammers which are still out there.
yushin
post Dec 9 2025, 03:20 PM

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I got those hang up or silent call a few time before.
After a while I start get call from DHL, Gedex, MCMC for all kinds of wierd reasons.
so get ready for your turn la.
C_ST
post Dec 9 2025, 03:22 PM

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But last time, there are news that scammer call, victim answer phone and chat a while, then say scammer behind the line can overide phone to access SMS OTP.
Is this still applicable nowadays? I know banking apps use app token, but certain website/account still use SMS /whatsapp OTP.
WongTheThief
post Dec 9 2025, 03:59 PM

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QUOTE(ryder_78 @ Dec 9 2025, 03:58 PM)
Thanks for the response. I wonder what is the purpose of testing the number to see if it's working. At least stay on the line and not hang up once the person on the line receives the calls. Sometimes there are people who stay on the line, and from the conversation one would know that they are scammers, individuals representing a company but calling from a mobile number. During these instances it would be me hanging up.
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sometimes it's because these scam calls are automated

they use a machine-like to spam calls on a lists of numbers they have on standby

I also have been getting calls on one of my numbers, they sure are very persistent, calling almost 1 time every hour last week, I didn't pick up the call of course because I knew these are scam calls. But thank god the spam calls only lasted a week. Oh yeah I might be filing a report to MCMC as well that I received spam calls sooner or later.
haturaya
post Dec 9 2025, 05:03 PM

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They work in a large consortium / gangs / groups. Sharing potential victim details. Testing future victim number.

Simply don't answer the call. I NEVER pick up any call that shows number, unless I'm expecting something such as incoming courier delivery, etc.
arkasi
post Dec 9 2025, 08:03 PM

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QUOTE(ryder_78 @ Dec 9 2025, 03:13 PM)
Ok thanks for the information. Hopefully the authorities will nab the head or mastermind of these scammers and put a stop to all this nuisance.
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U can report their numbers but realistically don't expect the authorities to do much. At most, they just arrest a few low level goons for show but never the mastermind.

If the authorities really.wanted to put a.stop to this, they can easily start with arresting those owners of the numbers used & don't care whether they are involved or.just mules. Charge them in court so that people will think twice before renting out their ic to register new lines.

By right, the proposed 2 numbers per telco for locals should actually be max 2 only & anymore numbers needed must heavily scrutinised with documents needed & can only apply at large telco sc. Seriously, why would normal person need more than 2 for personal use?

Unfortunately this is a worldwide problem & if u go to scam reddit plenty of people from USA, UK report similar scams.

Only thing we can do on our end is to keep.up.to date with their mo & be wary in nature.
arkasi
post Dec 9 2025, 08:21 PM

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QUOTE(C_ST @ Dec 9 2025, 03:22 PM)
But last time, there are news that scammer call, victim answer phone and chat a while, then say scammer behind the line can overide phone to access SMS OTP.
Is this still applicable nowadays? I know banking apps use app token, but certain website/account still use SMS /whatsapp OTP.
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I.am.not a expert & while it.may be plausible as honestly. Anything manmade can be crack open but this is mission impossible type of skills & resources needed.

I doubt scammers are going to waste that much time, effort & money to hack into any random bank account hoping to score big. They would need your bank login credentials, email as well unless your phone is compromised with malware. Otp alone is useless if they can't access your bank accounts.

Not saying it can't happen but unless u are Warren buffets, the scammer isn't simply going to spend that resources on a random person. They are cheaper ways to scam a nobody.

One thing we should do is to.keep a low profile & don't act like those baru kaya types want to show off especially on social.media.

Got one sohai ktard years back record his father cimb account want to show off on lowyat pretend the money is his. Kena kantoi by mother screaming at him in video asking what is he up to. Seriously, no one gives a damn about your wealth status.

Those who do give a damn are typically con artists & so called friends trying to.mooch of you.
GamersFamilia
post Dec 9 2025, 08:22 PM

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Another info from mcmc thru tiktok, the silent call basically to record the voice who ever pick up the call, it only took them 3 secs to get it, use it as ai voice to scam people thru call 😔🐝🐞👍
Steponlego
post Dec 9 2025, 09:30 PM

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Telemarketer will have a long pause until your first hello, then they will start their pitch - insurance or whatnot. Scammer will quickly start the call with hello and spewing all your personal information.
acbc
post Dec 9 2025, 09:57 PM

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Register another like for bank use.

My primary number is mostly for work.

Socmed or banking I used different numbers on a separate phone. On these phones, all calls are blocked. No incoming or outgoing possible.

A scammer would try to call but it won't go through.
Augusta
post Dec 10 2025, 02:17 AM

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Just don't click any links and don't give them any bank / credit card details
andyng38
post Dec 10 2025, 09:49 AM

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Don't call back. It may be a Wangiri scam where the recipient of a missed call or silent call phones back and is connected to an expensive premium line.
darosha
post Dec 10 2025, 12:30 PM

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dont talk first, let them talk
if they're not talking, they maybe recording your voice
that recording can help them regenerate your voice using AI
so that's the only danger from these scam calls if you dont give any information
also dont let anyone tell you to download any apk or any link in browser that ended with dot apk. those are illegal apps that will monitor your banking apps
its good if you install phone number identifier apps that will let you see what other people named them. sometimes you'll get number that is known by lots as scammer and the apps will tell you the name is scammer
Hobbez
post Dec 10 2025, 04:30 PM

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They already gotten your details from Truecaller lah. How you think Truecaller and such similar apps make money?

Truecaller steals your contact list when you install it, and then they build up their database. And then they SELL that database.
Atrocious
post Dec 10 2025, 04:39 PM

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I only switch on the affected number from 6PM to 6AM. Now not a single spam call received because spammers only work 9 to 5..

This post has been edited by Atrocious: Dec 10 2025, 04:39 PM
TSryder_78
post Yesterday, 10:40 AM

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QUOTE(darosha @ Dec 10 2025, 12:30 PM)
dont talk first, let them talk
if they're not talking, they maybe recording your voice
that recording can help them regenerate your voice using AI
so that's the only danger from these scam calls if you dont give any information
also dont let anyone tell you to download any apk or any link in browser that ended with dot apk. those are illegal apps that will monitor your banking apps
its good if you install phone number identifier apps that will let you see what other people named them. sometimes you'll get number that is known by lots as scammer and the apps will tell you the name is scammer
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Update, just received a spam call again this morning. This time, there is a music playing in the background for about 5 seconds, then the voice of a man came up. I ended the call and blocked the number after that.

These scam calls are getting a bit out of control.
TSryder_78
post Yesterday, 10:45 AM

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QUOTE(Hobbez @ Dec 10 2025, 04:30 PM)
They already gotten your details from Truecaller lah. How you think Truecaller and such similar apps make money?

Truecaller steals your contact list when you install it, and then they build up their database. And then they SELL that database.
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It doesn't matter if the scammers got my details from Truecaller as long as bank details are intact and not leaked out. I find Truecaller to be useful as I know who are calling if it's from unknown numbers. IF not scammers, the names will appear on the screen. I usually or most of the time will answer calls even though they are from unknown numbers with weird names as I wouldn't know if it's a genuine call or otherwise. Nevertheless, from now onwards I'll likely just end the call if the names that come up on Truecaller are weird names. If it looks like a legitimate name, I'll take the call but wait for the person on the other line to talk first before I say anything. If there's no voice from the other line I"ll just hang up the call.

This post has been edited by ryder_78: Yesterday, 10:53 AM
nihility
post Yesterday, 12:58 PM

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I think it is quite common nowadays to receive spam or suspicious calls.

My principle is simple: if the call is important, the caller will try again. If they don’t call back, they will usually text. If they do neither, then there is no real reason for us to return the call.

From my experience, genuine callers always follow up:

TM contractors will call repeatedly until they reach me before coming to my house to resolve a technical fault.

Parcel delivery personnel will call first; if I don’t answer, they send a photo or message about the delivery.

Work-related contacts given by colleagues will introduce themselves via text if I miss their call, and mention how they obtained my number.

Family friends who couldn’t reach me would leave a voice message explaining the issue and request a callback.

Since legitimate callers consistently demonstrate these behaviors, I don’t see any reason to feel obligated—or guilty—about ignoring unregistered missed calls. In my opinion, such calls can be safely disregarded.
GamersFamilia
post Yesterday, 02:12 PM

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QUOTE(nihility @ Dec 11 2025, 12:58 PM)
My principle is simple: if the call is important, the caller will try again. If they don’t call back, they will usually text. If they do neither, then there is no real reason for us to return the call.
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Same here, if its legit call they will try to call back, or they will whatsapp you, usually in my case when there is unknown number call, just ignore it, if they whatsapp after that, i will call it back or replied the whatsapp 😐📞🐞🐝👍
netmatrix
post Yesterday, 03:53 PM

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My relative last night kena NFC paywave attack..

Basically she was at UMSC. Many people there and her card was scanned in close proximity for online payment for a Google app. There was a sms notification. But she did not notice.bscause was noisy. Only found out in the evening.

Today lucky kl working and can only cancel that card and hope that bank investigation can claim that money back. It's rm 47 btw.

 

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