Pocket big hole nvr mind
Hide at home day2 eat roti and maggie nvr mind
Stay at b40 housing place nvr mind
Car deposit ask pinjam uncle aunty fama bro sis nvr mind

The important is drive rm200k car other ppl will look me up so i can feel like atas and glamor

TS say it sounded insane
but in reality, malaysians are spending more than their 1 years worth of salary on cars....like WAY MORE
they're buying cars that are worth way more than that

and on top of that, they didn't even do the normal 10% downpayment route
instead they went for the full loan 9 years repayment route

you spent what you deem worth in your eyes....

reasoning is the before and after thought....between regret and appreciating ownself...

obviously a person's dime spent should never be dictated by another person's mind, because everyone has different sought of happiness or worth.

you do you, whilst other do their own.

How many 9 years u can live

I can barely get a HSBC visa signature card (the previous requirements, not the current one)
And I drove a cibik ketam for 7 years already

If I were to buy a saga or bezza
I am damn sure regret it for life

no. don't spend more than 3x monthly salary.

Why not...
250k this year, next year 280k....win win

nobody forced you

Buy whatever so long you spend your own hard earned money and NOT leeching on others NOT stealing from others, one way or another.

Sekian

This post has been edited by jojolicia: Yesterday, 07:48 AM

Why 9y loan and not 11?
I think must ask atuk, why that number?

everyone value car differently. if u think its just A to B then expensive car is not for you.

some people spend money into travel and some may think so many thousand just for few day of slightly different experience.

some spend many thousands into food and cafe and some may think its so wasteful where it just fill the stomach.

but u dont buy and sell it in a year ma. instead you spread your loan to 5 or 7 or even 9 years.

by that time your income increased, and if u dispose it at 10th year, the car already did most of its value.

but i think ur instalment dont go over 20% of your monthly income la

This post has been edited by darkterror15: Yesterday, 07:57 AM

6 months??

6k gaji x 6 = 36k

Can buy what

faedah rendah takut apa #halal

Your money. Buy 1 year worth of ladyboy also ok.

Just for point A to point B.

People who say this should just go die. You have nothing to live for. You don't see joy in anything.

It's like saying eating is just for survival why spend on nicer food, eat maggi cukup la. House is just to provide shelter why spend on nicer house, PPR cukup la.

Enough to buy moto

Some 3k but drive a bmw. YOLO please

10% or more of your entire life is on car, spend little more to get comfort, safety, satisfactions not too much
learn to treat urself better, ur wealth means nothing to u after u left anyway