Even got buy special perils like flood/natural disaster but Malaysia registered car, masuk Thailand kena this, can claim?

ahnehneh , you looked hip with long hair

what happen if EV got submerged?

Every year November mmg musim hujan la at southern thailand. Malaysia also same. Since kid at school already taught about it (called musim tengkujuh).

Nothing new. Unless suddenly got snow or rain like crazy in Jul instead then baru la boleh cakap climate change.

My relative car is there now .. submerged
He keep asking me how to bring the car back to selangor.
Any idea ?!

interior all gone

electronics also byebye

better pay bangla drive off the cliff and claim total loss

This year not much heavier ke? Why I feel every year worst. Maybe is the hoax. Psychology 😂😂

Fully submerged sure is not economic to repair, thus total loss due to cost of repair.

You car insurance only cover Malaysia, Singapore & Brunei. Thailand not covered, need to purchase when entering the border. You skimp, your fault.

Habislah that brand new civic...

You have to buy special perils or convulsions of nature to cover natural disaster like this which 80% of people won't buy, claiming they never drive in flooded areas.

For going to Thailand, you have to add extension cover to the kingdom of Thailand. Which 70% of the people have no idea about. Your standard insurance won't cover into Thailand.

The compulsory insurance and voluntary insurance cover that you buy at the borders only covers third party bodily injury and property in Thailand. Easier to put it, it only covers people and property of Thailand, not yours.

So yeah, as K like to put it. It's GG.
If you did buy all the above covers, you can have your car towed from Songkhla areas to BKH border (free towing usually included in Thai voluntary insurance cover) and have your Malaysian insurer tow your car from BKH border to your preferred workshop for claims.