inso won't payout if no admit

if your agent could somehow convince the doc to write something in the report so that you can be warded in a night

but that forged medical report could follow you whole life, so next time when you want to upgrade your medical card, be prepared to top up the premium





recently also got one post in XHS that say his bf had to admit 1 night in ICU due to HR high, by case description also damn sus, even BP at 200 also not necessary need to sleep in ICU