I thinking to get myself a loan from somewhere to help go thru ongoing difficult moment but I need advise or opinion.

The question is simple. What's the most trusted legit loan company for Malaysian ?? Is Tambadana one of the trusted one ??

Thanks

how many digit figure?
few hundred or few ten of k i uses sloan, while friend uses aeon kredits.
heard gx (grab), boost, tng and a few ewallets got

Sloan for new user is low amount 2k only.

Ewallets all those high interest mostly.

Need see TS profile and how much he wanted.

But TS pls forget tambadana..that is legal ah long as in u borrow 1000 u get 750 but pay back 1015.

RM5K. Already check with TnG Ewallet but saying something like I not yet qualified but no reason given. Other option not yet try.

Yeah Google AI tell the same thing about Tambadana so still looking for better option. Target RM5K.

Have u tried with bank? if ur profile is not pretty RHB, MBSB, CIMB, Bank rakyat, and alliance bank should be relatively easy to get if just 5k.

I only using Maybank atm so the banks you mention are not an option unless they don't mind to loan immediately to new account holder.

yes they dont mind. only some requirement is ask u open saving accounts together which can be done in a day/hour.

Really ? Say I go open an acc with Alliance Bank tomorrow and immediately apply RM5K loan once the acc is ON and they will just approve the loan just like that ??

This post has been edited by bluecat68: Nov 13 2025, 11:42 PM

Just use GXbank or ryt bank. Digital bank with borrowing. Better to take from bank than some some weird name company.

u can apply the loan directly. if via agent, agent will open saving acc as well. if on9, u can open it first but not all bank requires u to open saving account with them. its just fund transfer would takes 2-3days instead of same day of loan approval.

Ringgitplus would have put all these and bank internal site would have listed the requirements. times have changed.

alliance, RHB, HLB, MBB can also be applied on9 and done in a day.

This post has been edited by party: Nov 13 2025, 11:46 PM

These bank offer loan too ?? Easy approval ?? I didn't see any thing related to loan on their page

You mean this ?? This Riggitplus Trustable ??

why not trustable?

I don't know. I thought it's a scam app or something like that. This the first time I try to loan something.

if ringgitplus cannot be trustable nothing can be trusted anymore.

Hey the ringgitplus ask whether I am bumiputera, I not sure what's that mean. I am Chinese, Malaysian. So I should answer Yes or No ??

https://gxbank.my/flexicredit
There is also aeon credit.
Sorry my bet. Only GXbank got loan. I would think carefully before signing up for loan. Do not take a loan to pay off another loan. You are asking for trouble with that.


This post has been edited by Ramjade: Nov 14 2025, 01:08 AM

你不是土族 non bumi

those entitle different a bit rate

i oso doubt ts is promoter want to gain popularity
instead of survey seriously. nvm kasi feed a bit

isnt tambadana is just another ahlong with apps and youtube advertisement?
just look at the rate. its horrible
just get it from real bank

1st of all to all whom may concern I know Tambadana by Googling and survey around so I am doing my homework and what you guys think wtf I am doing here ?? This is also me doing homework doing survey about the loan thing as I nvr loan before and any one of you who hv doubt on me and thinking I am just fool & troll around pls don't waste your time anymore just fxxk off and ignore this topic altogether. Thank you & no welcome.

Yeah I am Malaysian but not quite sure what really mean by bumiputera but so what ?? Sue me then. You talk nice I talk nice but if you want talk shxt I can do that too.

just avoid tambadana.

go ringgitplus and check which bank loan u want to apply. if u have no prior loan before, hope u at least have CC. actually if u have no CC, just apply cash from the CC. it will be faster.

If CC also dont have, check out RHB, Alliance, HLB or direct apply with MBB if u have acc with MBB for higher chance of approval.

all this can be done online via ringgitplus or direct the bank website itself.

In order to qualify for tng loan, you need to use their investment product like GO+. The more money you have inside the more you can loan. If you do not have it, the loans are not available.

You can forget about tambadana for rm5k

For new customer, you will only get most likely rm500-rm1000

You need to build your profile with them, be good payer on time or pay early, then can get up to rm10k (it take 6 months)

For emergency use, tambadana is good option, albeit like /k said, interest is legal ah long.

I tried with AEON bank right after open this thread but get rejected saying "unable to proceed your application ...." without given any reason and that's about it. May be I will try the banks that you mention but what is CC ?? Yeah I have Maybank acc but guess I didn't meet their "at least RM3,5K monthly income" condition so I decide not to waste time.

Thanks for the helpful info, wondering why they didn't explain the reason when they reject an application.

Alright understood.

TQ to ALL for yours time. Much appreciated.

Aeon Credit is the easiest option.

For banks like MBSB and other banks, they have minimum requirement to borrow money.

Last time I check, your minimum salary need to have 3K.

For first timer of Aeon credit, they might give you high interest, but if you borrow for 2nd time, the interest is just okay.

This post has been edited by xpole: Nov 18 2025, 01:51 PM

Work as Grab food only so no stable basic salary may be that's why AEON reject my application and since that's the case probably just a waste of time to try any other bank atm.