QUOTE(RigerZ @ Oct 29 2025, 11:05 PM)
Like unicef, WWF, national cancer foundation, refugee charities, etc etc etc etc.
Those that standby around busy walkways, near train stations, pouncing on the many people passing by; to try and get them to commit to a regular donation plan.
Is there really no better way to reach out to the public? Knowing that the majority of people would just ignore them and continue walking away.
And, why does it have to be a committed and recurring donation plan? Why cant people have the option at least to give a one-off donation?
tend to ignore these subscription based NGOs - i remember some years back, had A LOT of 'well-to-do' friends that subscribe to UNICEF sponsor a child or something - they all bukan main happy share on socmed the "letter" that the "orphan" wrote to them
If really NGO - i go for more locally based ones, such as HOSPIS MY and Kechara, i mean, looking after our own backyard comes first
usually support via one-off when they organize events such as running - Terry Fox Run (Cancer Research MY) / Hopis MY, Kecahra and others via SCKLM - so win win, i get to run and support charity
and make sure to GET YOUR TAX RECEIPT for the tax DEDUCTIONS!
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TAX RELIEF & DEDUCTIONHow Do Donation Tax Deductions Work?The mechanics (simple)
Donations to approved institutions are treated as deductions from aggregate income. That lowers your chargeable income, which in turn reduces the tax you pay.
Most cash donations to approved organisations are deductible up to 10% of your aggregate income in the assessment year, that’s the common rule applied by LHDN.
Government gifts & special categories
LHDN also recognises gifts to government bodies, certain national-interest projects, approved sports bodies, and specific in-kind contributions under separate subsections (some have their own caps or special rules). Always check the relevant subsection and guidance before assuming a category is covered.
Worked Example of Donation Deduction (2025)
Scenario: Aggregate income = RM100,000. Donation made = RM5,000 to an LHDN-approved charity.
Maximum deductible (10% rule) = 10% × RM100,000 = RM10,000.
Donation amount (RM5,000) ≤ cap (RM10,000) → full deduction allowed.
New chargeable income = RM100,000 − RM5,000 = RM95,000.
Tax saving = marginal tax rate × RM5,000 (actual ringgit saved depends on your tax bracket).
Key point: the deduction lowers chargeable income, not your tax directly.
The cash saving equals the donation × your marginal tax rate. For exact tax payable differences, plug chargeable incomes into the Malaysia tax table when filing.
How Much Tax Deduction Can You Claim?
The amount of donation tax relief in Malaysia depends on two main factors:
The total amount you contribute.
Your annual taxable income.
Under LHDN (Inland Revenue Board of Malaysia) guidelines, individuals and companies can claim a donation tax deduction of up to 10% of their aggregate income—but only for contributions made to approved charitable organisations, foundations, or institutions.
Example of Donation Tax Deduction in Malaysia
Annual aggregate income: RM100,000
Donation to an approved charity: RM10,000
Since the donation is within the 10% limit, you can deduct RM10,000 from your taxable income. This means your new chargeable income becomes RM90,000, which lowers the total tax you need to pay.
also PSA, since we're on the topic of SUBSCRIPTOION FEES - take an hour (maybe less), to review ALL your subscriptions - be it Astro / Telco / Netflix / OF - just check if the rates are what YOU are agreeable with - some may knock an increment here and there without you knowing - no harm to keep things in line - penny save = penny earned
Oct 29 2025, 11:05 PM, updated 4w ago
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