Ya even with 30% NCD for RM28k value car, kinda hard to pay in one sum that is nearly RM800. Was hoping the car's residue value drops like mad.

Anyway you can pay the insurance premium in installments using credit car with 0% interest from the insurer.

Highly recommended Pan Global for this.

Nowadays the insurance company will do the road tax renewal for you with a small fee or FOC.

As far as I can c, u hv only 2 options:
- Dun drive ur car until ur road tax has been renewed. (maximum 1 yr if not mistaken. After tat u need to send2 Puspakom b4 renew)
- Look4 insurance companies tat allow credit payment.

Bottom line,
no insurance = no road tax
no road tax = very bad when road block

How about my case.. i just purchase a 2nd car last august and then i have to apply a new insurance too.. but the thing is, my roadtax will end on 17/12... is it i have to get the copy from bank or how?

This post has been edited by Apis_LuaLua: Nov 16 2007, 09:34 AM

no lar, that car at garage only, just start and pusing2 taman.. thinking wanna sell, but got debt at bank.. now search ppl who wanna sambung bayar.. only at terengganu area, dont want jauh2.. later sob sob... now drive proton saga, save fuel abit compare with my lantis 1.6.. roadtax and ins just rm400++.. 3rd party.. ekekeke

now, pay rm520 monthly to bank.. hahahaha,but so sad, that car only at garage and cannot show da power, coz no roadtax.. hahahahhaha

but what if i delay my payment of insurance and road tax, let's say for 1 month, my car is 3rd party, will the NCD still remain?

Hey guys, i had to revive this old thread coz i need info from anyone. Situation is..... my car insurance was paid when it expired but i didnt have time to go renew my raod tax. My raod tax expired on 17/4/2014. I went to pos office to renew today 30/4 and they said my roadtax expired more than 1 year?? Where got la.. 2 weeks oni ma. Den the girl said if insurance paid but roadtax not paid within 14 days den my insurance burn? Can anyone clarify this?

Buy third party insurance and use that to renew your road tax.
Third Party should be about RM 100 depending on cc of your car and NCB.
If you have an accident you pay for damage to your car buy insurance will pay for third party damage as well as bodily injury,
Don't be stupid and drive without insurance.
If you injure someone or kill someone while driving without insurance, you will rot in jail for a very long time.
Plus even when you get out of jail you will spend the rest of your life paying debts.

My insurance oso need to renew soon. RM2500 after 55% NCD including 300plus roadtax.

The current road tax has to be cancelled in order for you to renew the insurance under your name. That was the case for my car which was bought from a direct seller.

guys guys need to ask you all. i forgot to renew my motorbike roadtax last year. Just found out this morning. Any penalties?

The principle is the same, roadtax expired more than one year, need to send to Puspakom before can renew the road tax.

ADUII ...last time i remember just go in renew again mah okie liao ...

You can opt to get Third Party insurance coverage and renew your road tax. But do bear in mind, third party only covers the opposing party and not your own damage/losses to your car.. Third party insurance should be Rm300++.

Bear in mind that if your car is still under loan, you are not supposed to take third party insurance.