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 Langgar; Car Insu

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ktek
post Sep 30 2025, 01:50 AM

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QUOTE(pysh @ Sep 29 2025, 06:26 PM)
5year old x70 should be worth around 45k now where your insurance also should be around that range.. langgar very bad ka? need till >45k?
if you're going for total-lost, its another door full of skeleton for you to open lol.. some workshops do not like todo total-lost as its 0 profit to them.. they will ask you to pay extra $ for them todo processing for you or ask you tow back to SC todo total-lost.. SC will also charge you a processing fee.. hundreds to few Ks
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total loss fee 1k i bayar b4
ktek
post Sep 30 2025, 01:54 AM

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refer back insur cover note, sc wont charge a sen provided policy not under market value
u buy agree value or market. self apply online or ejen punya
still owe bank how much
ktek
post Sep 30 2025, 01:56 AM

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do mention out workshop name. kasi red

This post has been edited by ktek: Sep 30 2025, 01:56 AM
ktek
post Sep 30 2025, 01:05 PM

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QUOTE(FrogBlob @ Sep 30 2025, 09:14 AM)
i think market value sadding
apply online sebab cheap
the insu amount lower than the amount owing bank

very sad situation
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how much? low also got limit eh.

i apply online also. jimat agent fee. reduce insured value to match value from mycarinfo. double check it is agree value.

as 2nd hand value quite low like u mention. even declare total loss, i could use the compensate funds to buy same car anytime.

during crash, towing ask me standby 1k as total lost fee (refund if vehicle repaireable). i confident with him. so pay first. thats it.

later official sc say repair can be done. just take longer time order parts.
adjuster gave price. the same month insurance approve. begin task.
i never involve, other than chase repair status.

until car complete, i chase towing to refund. lambat sikit lah.
tapi finally i got back 1k too. steady

 

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