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 Investment-Linked Health Insurance, Cut Coverage To Below 65 Years: Sim

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statikinetic
post Sep 10 2025, 11:14 AM

BaneCat
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Main beneficiaries of insurance are the agents first.
Company second.
Policy holder third.

Mainly due to policy holder not understanding the fine print of what they signed up for.
statikinetic
post Sep 10 2025, 11:31 AM

BaneCat
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Senior Member
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QUOTE(Syie9^_^ @ Sep 10 2025, 11:24 AM)
can sue the agent? and hodl the accountable till the day they died? whistling.gif
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No chance.
Wanted to say better to increase financial literacy along the population but that also looks impossible. Most of my friends who have invesent linked products cannot explain the investment portion. All the know is covered until xxx years, which is not the case in the document as it is stated as a projection.
statikinetic
post Sep 10 2025, 11:44 AM

BaneCat
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Senior Member
2,940 posts

Joined: Jan 2010
QUOTE(Syie9^_^ @ Sep 10 2025, 11:43 AM)
wonders if AI can be used to "make accountable" the ILPs agent.

And the money been ILP be refunded...

this gonna be good FAFO whistling.gif
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My take is insurance keep it at insurance.
Investment keep separate.

It's when combine both, doesn't benefit the customer.
That's why insurance companies and agents pushing ILP.

 

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