................

Shield certain transaction message.......
No1 should ever read any of my messages.

But I tell you honestly, average people use high tech device, always come with tons of risk. There is no cure.


When we in Nokia era, we are safer. Why??
Phone 2g, can't run apps, no banking apps at all, and phone no internet too. 200x safer than now.


Problem is always average people don't understand tech.
And tech goes too fast



I m a soft dev I know, if we develop a function allow user to read message
The user always know how to share his private access to 3rd party

The only safe tech is no tech at all

U didn't did the most crucial move

It written frm PayPal

Your answer is there and PayPal quite efficient on resolve scam.


What average people always fail is when breach happen
The bombard everything (terminate account)

Which is pure stupidity.


U need to study how the breach happen
Is 1 of your email account compro? Device??
Did u made a trans on a suspicious website??
( Note for average with low IQ, suspicious website never looked suspicious, as least for average person)

You can just blocked the card but not terminate it..
You need to find root cause... While keeping the account in service


Average ppl common procedure
Terminate card, then socmed cry father mother said Bank security like shit....

Then in next few years shit keep repeating

how PRO trace transaction.

1. identify the Payment Processor.

2. on bill, read who "Request the Transaction", in your case PayPal.

3. You mention you dont have paypal account. Nothing wrong, i dont have a Maybank account, can a Maybank terminal process my hongleong card? Yes.

4. Block the CARD = this CARD is SAFE. IF you dont find the root cause, this will still haunted you in near future.

5. Go to paypal, raise a ticket, inform un-auth transaction with XXXX card. request investigation.

6. Paypal will told you, "Who, sent your card info, to request the payment"

7. from there you can block the Source, and maybe with enough complain, this "scammer" may be terminated from Paypal.




For me, blocking is not TOP priority. Finding ROOT Cause = TOP MOST important.
this is how you can Completely solve the problem.

WHO, WHEN, HOW, they get your CARD info to request payment.

DOnt blame BANK...
you pass your card to your wife to shop online oversea.... in somecase, small amount, can just auth success with correct card credential.