I don't understand why banks don't require OTP or secure authorization for every transaction?
is there any option to enable this?
I also kena 1 month ago
Unauthorised transactions for Credit Card
Unauthorised transactions for Credit Card
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Sep 3 2025, 02:14 PM
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#1
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Senior Member
4,308 posts Joined: Aug 2013 |
I don't understand why banks don't require OTP or secure authorization for every transaction?
is there any option to enable this? I also kena 1 month ago |
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Sep 3 2025, 02:18 PM
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#2
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4,308 posts Joined: Aug 2013 |
QUOTE(aurora97 @ Sep 3 2025, 12:41 PM) Normally, there is no option. You have to save first and then remove CC details later. yup, some platform does not have the opt out option to save your credit card details. Ya, i reckon that was the problem but we removed it later on. I suspect so much it might be Shoppee. and they make it very hard , hidden behind layers of clicks for to unlink the credit card details. |
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Sep 3 2025, 02:23 PM
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#3
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on the other hand I read banks have insurance against these frauds. and they can refuse to pay the platform , so the refund is easier for credit card.
Debit card is hard, because the money has been transferred to the platform. |
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