Investing in stock market can be as risky as gambling. Make sure you have at least 6 months of emergency fund secured first. Then search for "Bogleheads" to learn about the long-term stock investment strategy.

Yeah, I'm aware. But Bogleheads strat is so simple there's really nothing to talk about haha. I mainly just VT and chill. Not interested in min-maxing the fees and WHT. As long as it's returning higher than EPF I'm good!

Here's a little tip. You need to set a more tangible goal to execute. Learning Figma in your free time while good, is just too general and very hard to gauge your progress to stay motivated.

Give yourself a one week challenge: Redesign the lowyat forum for mobile screen and in dark mode. Think and do UI/UX mockups, no need to be fully functional. At the end, you have an extra piece of work to show off in your portfolio.

The next week you can try implementing it in Figma and so on. Slowly build up your portfolio this way. In the creative field, a strong portfolio can get your further than just software skills.

Good luck, unker.