Unker here as well. grind hard to try earn money but feel useless. Even when make extra RM500 per month also barely make a difference. See ppl recommend etf, qqq, voo, BTC, Eth, angmoh ppl say they buy every two weeks every month few thousand USD, EUR, then see exchange rate walao RM500 is barely USD100 cant even buy 1 share. Like playing a game on hidden hard mode difficulty where your earnings divided by 4.3x.

Sometimes lose hope like no point. Unless you are in stem field or earning first world currencies or got gov pension the most you can do is to slow down the inevitable by buying few hundred ETF every year. Othe than that the other way is to sell scam products for commission. Otherwise, everyone else is just doomed to gov handouts and charity to survive. Sometimes just hope for quick n early death no need to deal with old body and failing health when broke.