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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback
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kslim888
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 Aug 22 2025, 01:52 AM
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Getting Started
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QUOTE(brandonkl @ Aug 21 2025, 05:13 PM) I just applied the Pay Later for fun and it allocated RM 1,499... it says 0% interest if re-payment in 1 payment. Reading T&C to understand how it works or how to cancel it 😄 Just click to apply and didn't ask for any documents or income. Immediately granted RM 1,499. May I know how did you applied for Pay Later at Ryt Bank? In my app, there was no option for me to apply for it |
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kslim888
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Aug 22 2025, 04:41 PM
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Getting Started
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QUOTE(ericlaiys @ Aug 22 2025, 08:10 AM) update your app, it is on home screen May I know what's your app version? Mine is on v1.16.0. There are no updates available on the Play Store, and my home screen doesn't have the banner A possible reason is that they are doing the phase rollout on the Pay Later, so not everyone got it This post has been edited by kslim888: Aug 22 2025, 04:42 PM |
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kslim888
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Aug 23 2025, 01:29 AM
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Getting Started
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QUOTE(kslim888 @ Aug 22 2025, 04:41 PM) May I know what's your app version? Mine is on v1.16.0. There are no updates available on the Play Store, and my home screen doesn't have the banner A possible reason is that they are doing the phase rollout on the Pay Later, so not everyone got it Update: Finally I saw the banner in my app in same app version v1.16.0. Can confirm they are doing phase rollout But sadly when I tried to apply, they reject me  Possible reason I can think of is they are doing cross-checking with CCRIS to make sure you are a good payer haha. When I read their Product Disclosure Sheet, if you missing payment, you will be reported on CCRIS  |
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kslim888
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Aug 25 2025, 01:14 AM
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Getting Started
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QUOTE(Optizorb @ Aug 23 2025, 04:13 PM) Dont think its CCRIS. Could be age factor.. How old are you? My cousin young mid-20s with not so good CCRIS (car loan ok, PTPTN loan haven't been paying) apply and system auto approved. Cousin's mother senior citizen mid-60s with good CCRIS apply but system auto rejected. Im 29 years old this year. So I don't think it's an age factor. Maybe I missed my PTPTN loan too much, until the system auto-rejected me  |
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