Hi aunty elea.   Optizorb mentioned that already.

Today you open 9 saving pockets, each deposit 60.84. Leave it for today.

The next morning, shortly after 12 am, each pocket will get 0.01 MYR daily interest for a total of 9 cents.

You withdraw 9 cents of interests from 9 pockets (1 cent per pocket, total 9 pockets) PLUS principal of 60.84 * 9 pockets. Then you close all 9 pockets.

After that, you reopen 9 saving pockets, depositing 60.84 into each pocket again. The 9 cents interests you can withdraw to other banks like GX Bank, BoostBank, formerly Rize/ now al-Rajhi, or KAF Digital Bank OR you leave it in Ryt saving pocket to earn 4% p.a. "Interests on interests".

Rinse and repeat. You MUST close all 9 and reopen all 9 pockets. This is the key to mess up their backend accounting system. Otherwise, they will give you 1 cent sometimes, and sometimes no interests at all because they accrue your interests backend daily.

Hope that helps.