Landlord want to increase rent, Apa pun increase, but salary still low
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 Aug 17 2025, 01:20 PM
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#1
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6,617 posts Joined: Jun 2009 
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QUOTE(potatolala @ Aug 17 2025, 01:18 PM) I support your decision. Depends wat area , property over the yrs gains value long termDump everything into stocks/epf. Definitely can outperform property investment with literally zero effort.  I got my hse 400k 12ys ago now more than doubled the price |
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Aug 17 2025, 05:33 PM
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#2
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QUOTE(eyerule @ Aug 17 2025, 03:21 PM) EPF would have got you similar or better returns. minus off yor cukai pintu and maintenance on your property, EPF even better. of course epf easier to liquidate vs properties,mostly these are long terms fr children's uni cost etc /for them to start up their future.only way the property would be better is if you rented it out. |
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Aug 19 2025, 08:47 AM
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#3
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QUOTE(kopiride @ Aug 19 2025, 12:11 AM) Well, if you use compounding interest in epf with 6% yearly for 12 years, 400k will be at about 800k. Your property you said more than doubled. Put in epf will get you doubled so i guess about the same , no? You have not deduct maintenance expenditure over the years, assessment etc. So i will say it's about the same with cash. This wrks if u hv up front tht amount of cash i.e 400k now n keep 12 yrs , property have some huge jump here over in Jb since 1-2 yrs ago we r seeing 15%+ at least increments yrly.So by next yr can sell over 1mils |
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