Hi, would like to ask a few questions regarding Tesla M. Y 2025, as I am considering purchasing 1 but this will be my first car purchase.

1. What is the cheapest insurance for Model Y after 55% NCD?

2. How to transfer current car NCD to a new one?

3. How to purchase a number plate and put it to the car aside from just getting a random one? Assuming I have the money to bid for 1.

4. Is it good enough if I stay in a Condo that charges RM0.9/kWh for a 22kWh charger? I checked ChatGPT they say model Y for other usual charger only accept up to 11kWh only anyway. nto too sure if this is true.

summoning tesla owners TM3 yeapsc73 and TMY kelvinlym for better answers

#1 - cheap = not good, from ICE experience P&O is cheap but call >30mins for them to pick up

#2 - my EV settled by agent, just need to pay the remaining balance after pulling out NCD from old car

#3 - jpjebid, register account, pay rm10 to register for bidding, then bid the number you want to, it's cheap, no need to assume you'll have money for one. starts from RM300 if no one outbids you.

#4 - yes good enough, it wont take in more than 11kwh. better yet, just go malls with TDC early in the morning, jalan jalan makan with family, go for a movie, etc.

This post has been edited by xHj09: Jul 25 2025, 01:30 PM

since this is your first car, where your ncd come from? :X

Hi sorry, to provide more context, I am driving a 18+ year old car from a hand-me-down from my parents. So was thinking to dispose off that car and purchase this car, so technically still my first car purchase hence I am totally not sure about any of the car purchase procedure.

Somemore, the tesla purchase experience is not your usual route of purchasing lagi. hence I was even more paranoid to make this move

1. Roughly the same for any insurance as will be depend on ur sum covered
2.go to ur insurance company, ask to withdraw NCD. U will have to pay diff for that car. But after that the NCD is ‘open’
3.bid thru jpjebid
4. Yes and the price is decent since u dont have ur own charger

1. Can shop around. Mine is etika
2. Just call your insurance agent for your current car and cancel it. You need to top up for premium for your existing car. Then just tell your new insurance agent saying gor NCD they will check from system
3. Go jpj ebid. Then give tesla the document for the winning bid for the number. They will settle the rest
4. Rm0.9 is reasonable

if the current old car is not your name, hence you do not have ncd, unless that car is your name.

After paying the deposit, you’ll need to install the Tesla app on your phone and follow the instructions. From the app, you can select from Tesla’s preferred banking and insurance partners. Just use JPJ app/website to bid your plate number, everything is done online.

RM0.90/kWh considered cheap—just make sure there are no idle fees, so you can leave your car charging overnight without extra cost.

1. Shop around and compare, won’t differ much. Most important is compare the add-ons and sum insured.
2. Call current car insurance to withdraw. Person insured must be same. If your previous car not your name then no NCD.
3. Bid yourself on jpjebid website. Google yourself for instructions. Number can keep for 1 year.
4. 11kW is max Tesla Model Y can take on AC. RM0.90/kWh is not a bad price. It doesn’t matter if your charger provides 22kW or 11kW, you will get the lowest power along the chain. It also doesn’t matter because you pay based on energy (kWh) received. Lower kW, takes longer to get the same kWh.

If you don’t have a referral link, consider using mine, I’ll get RM500 Tesla credit. PM me for it. I can answer your questions on the ownership experience via PM.

This post has been edited by kelvinlym: Jul 25 2025, 02:54 PM

aiyo die la, just got notified car B is under my name, the current car im driving car A is not under my name, and im planning to dispose car A instead.

is there any way to swap car A and car B (both same insurer) insurance for name changing, so i can dispose car A and potentially transfer car A insurance to tesla?

thank you all but please bear with my question as this is my first time

Edit: dont know why i didn't quote @anakkk

This post has been edited by ForgotPassword123: Jul 25 2025, 03:40 PM

What 18 yo beaten car are you driving?
Getting Model Y like a big upgrade

Unless the previous car is under your name, you cannot transfer the Car A insurance to Car B. For insurance try get a quote from Liberty, base on my research last year they are the cheapest.

and use my referral, i will share half with you

This post has been edited by Prometric: Jul 25 2025, 03:47 PM

1. Car B - transfer the ownership to your family member but have to go thru puspakom process hassle.

Or

2. Car A - Sell Car A, then use the same owner's name to purchase the Tesla.

Just transfer the car B NCD to new tesla and start fresh 0 NCD for car B. I did that for my old accord which I passed to my kid. As long the insured value for car B is much lower than tesla u will have lots of insurance saving

[quote=Prometric,Jul 25 2025, 03:46 PM]

[/quote]

Unless the previous car is under your name, you cannot transfer the Car A insurance to Car B. For insurance try get a quote from Liberty, base on my research last year they are the cheapest.

and use my referral, i will share half with you

[/quote]

thank you, i was under the assumption (i used chatgpt also la lol) that etika is the "best"

[quote=wongck,Jul 25 2025, 04:34 PM]

[/quote]
1. Car B - transfer the ownership to your family member but have to go thru puspakom process hassle.

Or

2. Car A - Sell Car A, then use the same owner's name to purchase the Tesla.

[/quote]

seems like its the no.1 option, just to save on some dollars. but have to go through the hassle.

[quote=yeapsc73,Jul 25 2025, 04:39 PM]

[/quote]

Just transfer the car B NCD to new tesla and start fresh 0 NCD for car B. I did that for my old accord which I passed to my kid. As long the insured value for car B is much lower than tesla u will have lots of insurance saving

[/quote]

yes, after seeing the comments here seems like that will be the case, either buy new for the car b or go through hassle transfer b to new T then A > B before selling A.



Final question, not sure if this gets the visibility as i did not put in post #1,

1. Is it stupid to not opt for White colour (assuming I want to go for white colour), and get the paint job done outside?

2. Which protection is best for the car? Again please bear with my stupidness haha as this is my first, I was under the assumption PPF is good but nowadays more and more comments i read from XHS shows that PPF is not that good after all. what other options do I have? Many people commented that the side (near tyre) will get scratched easily especially the back part due to the stones/pebbles "scratching" them

Edit: sorry im not good in these quoting obviously, the quoting also failed haha.

This post has been edited by ForgotPassword123: Jul 25 2025, 04:58 PM

if your old car is not your name ..u cannot transfer NCD

unless your new car u also want to use your parents name

The new tesla free color is Grey if not mistaken.

U can't transfer ncd from car A ro car B because different owner

This post has been edited by yeapsc73: Jul 25 2025, 05:03 PM

u can transfer out car A NCD before sell and give back to the owner - owner for car A have to put into new or existing car or else every 12 month it will burn 1 tier

then u can take out NCD from car B (your name) ; put into your tesla model Y

then u just top up premium on your car B

This post has been edited by fantasy1989: Jul 25 2025, 05:02 PM

My condo and my office both have this CPO 22kw ac charger parking bays. Will mostly just use those.

1. If im you i would just choose the color i want when purchasing it. I regret not picking the ultra red option when i made my purchase.

2. PPF i think would be your best bet, though i never applied any protection. Tesla paint is famous for being really thin, so you will see stone chip everywhere if you did not apply any PPF