hi,

i read from site faq that once campaign quota is hit, all (remaining) funds wont earn 5% but prevailing 0.05% rate. But the daily withdrawal limit is only rm10k, ie. users would lose interests while transfering out rm10k max daily, right?

ok, problem is we wont know when campaign quota is hit unless they announce and that's too late alrdy; unless got firsthand info when quota finishes. <sad.gif>

From site Faq pic above,

...campaign may ends earlier if total portfolio limit is reached. (other faqs, pdf file, cant remember which, also states tht campaign ends if 3Oct or portfolio limit reached whichever is earlier).

when campaign ends...no more 5% but 0.05% only...hence, my 1st post query.

(i think campaign is similar to one Hong Leong extra 4.5% saving rate some time ago, where extra rate become 0% if quota is reached, but HL quota was not reached at end).

For those unaware, you can transfer out:
1) Intrabank transfer to other Muamalat account (before DN to other banks) (10k daily limit).
2) DN to other banks (10k daily limit)
3) DN QR code to other banks (10k daily limit).
(Total Daily Limit = (1) + (2) + (3) = 30k technically).

This post has been edited by spf: Jul 24 2025, 01:33 PM