5% interest quota still available .
we should not assume everyone opening an account putting in max 50k.

probably a more realistic average 5k,
~5000 accounts are eligible for 5% p.a. interest.

even their fb page still posting promotion of 5% pa interest last night.

This post has been edited by sjz: Jul 8 2025, 09:08 AM

probably due to not much ppl knowing it.
based on their fb page, seem they also focus on areas like Sabah, doing roadshow there .

seem max only 10k per day and no option to increase it.
1 potential draw back if were to put 50k into it and 1 fine day they announce no more 5% promo, back to board rate, it would takes 5 days to move funds out

i feel weird too.
what some other banks did within the 12 hours period is let you login and transfer money in but not money out.

tat is 25 million. not 50k

thanks for the 1st hand news

i think mainly these type of campaign is aimed to increase customer base and customer count.
so they don't really mind if customer mass outflow when revision of interest downwards.

same like what GX, BoostBank doing initially

This post has been edited by sjz: Jul 21 2025, 02:34 PM

I had message Atlas CS to double confirm and this is their reply:

After the campaign ends, all deposits will no longer be eligible for the 5% profit rate and will instead earn the normal profit rate set by the bank (currently 0.05%)

overall my experience of using Atlas for the past 1 month is quite good.

their apps is way more stable compared to others like Rize or BoostBank.

I like the apps interface when transfer funds, even prefer this over MAE (too many pages & waste time keep on loading when transfer funds).

seldom encountered problem when transferring out even during mass withdrawal today, their system still able to cope with the volume.

and their CS is quite good, very fast reply, any in apps message they will usually reply within the same day.

too bad their rate back to 0.05%, else even 3%, will definitely consider stay with them.

This post has been edited by sjz: Aug 5 2025, 09:52 AM

this i totally agreed.
i like their apps so much, it feel so smooth and easy to navigate around.
even 3% i will choose them over other banks offering higher at 3.x%, but crappy and buggy apps.

for those bank that need min balance RM10 or so, i will stay away from it.
for eg Aeon Bank, never bother to open account with them

This post has been edited by sjz: Aug 6 2025, 09:44 AM

same for me too.
1 sen

most smart ppl here will put amt slightly below 8k to get 3.88%.
as it's hard to get 3.88% interest with this kind of liquidity and PIDM protection out there.

This post has been edited by sjz: Aug 8 2025, 09:41 AM

i had message Atlas CS and they informed not able to use CDM at Bank Muamalat for Atlas account.


don't give wrong info pls without verifying

This post has been edited by sjz: Sep 7 2025, 06:19 PM

if a bank CS is wrong, then it's the bank concern and not our concern.
we did not pay their salary.
you may lodge a complaint against them if you are free to do so.



This post has been edited by sjz: Sep 8 2025, 09:42 AM