Ayam only own 2. How many ploperty you own?

u can too
just buy a dog house, a toilet and build datuk kong shrine

Ayam only own 2. How many ploperty you own?

Lol most of his sheep follower all bleeding money kaw2 😅🤣🤣
2 studio unit monthly instalment rm7k….

Studio unit 400+ sqft buy price rm500k+… X 2

Gila this sohai really dig his own grave….

Tunggu mampus saja yini machem

Lol most of his sheep follower all bleeding money kaw2 😅🤣🤣
2 studio unit monthly instalment rm7k….

Studio unit 400+ sqft buy price rm500k+… X 2

Gila this sohai really dig his own grave….

Tunggu mampus saja yini machem

He wont mampus. His side bisnes is reno. Same style as the other one.

Pull u in to buy..then u use his reno co for reno.

Commision + reno income + consultant money + utube. Die apa?

By "owning" do you mean full paid off 3 properties?

Lol most of his sheep follower all bleeding money kaw2 😅🤣🤣
2 studio unit monthly instalment rm7k….

Studio unit 400+ sqft buy price rm500k+… X 2

Gila this sohai really dig his own grave….

Tunggu mampus saja yini machem

41yo

Both my old man and the bank own me.

By "owning" do you mean full paid off 3 properties?

No. As long the S&P under your name means you own the house. Doesnt matter whether fully paid off or not.

Dont be jealous of others

Hmm I’m a bit sceptical with this guy

Honestly, if you’ve just bought a home recently (last year / few years ago) and even if your DSR can pass. The banks will still consider you as an aggressive borrower and will still be hesitant to give you a second home loan.

So his advice or as he claim that he can buy 2 or 3 properties in a short span of time is a bit hard to believe for me.

Unless he knows how to utilise those gray areas la

But the moment you can’t repay the loan, the Bank will legally fk you up. So it is not exactly yours.

Hmm I’m a bit sceptical with this guy

Honestly, if you’ve just bought a home recently (last year / few years ago) and even if your DSR can pass. The banks will still consider you as an aggressive borrower and will still be hesitant to give you a second home loan.

So his advice or as he claim that he can buy 2 or 3 properties in a short span of time is a bit hard to believe for me.

Unless he knows how to utilise those gray areas la

If want to earn good money from Airbnb
1. Don’t get property management company to manage - they’ll take 20-30% fee
2. Find good location property - target expat / foreign tourist.

Hmm I’m a bit sceptical with this guy

Honestly, if you’ve just bought a home recently (last year / few years ago) and even if your DSR can pass. The banks will still consider you as an aggressive borrower and will still be hesitant to give you a second home loan.

So his advice or as he claim that he can buy 2 or 3 properties in a short span of time is a bit hard to believe for me.

Unless he knows how to utilise those gray areas la

2 of my prop doing airbnb and managed by mgmt company. Yes they take 25% but i still make more than if i were to rent it out on a monthly basis.

Also less headache dealing with tenants. They take care of everything.

If u are working, very hard to manage airbnb on ur own

By "owning" do you mean full paid off 3 properties?

By "owning" do you mean full paid off 3 properties?

myself one loan also cuak nak mampus, this guy very big ball 3 properti

Lol most of his sheep follower all bleeding money kaw2 😅🤣🤣
2 studio unit monthly instalment rm7k….

Studio unit 400+ sqft buy price rm500k+… X 2

Gila this sohai really dig his own grave….

Tunggu mampus saja yini machem

Good for you. Did you take a look at your apartment condition?

What I found is that if there’s tenant complaint the property management will handle it but they won’t repair or maintain it to the proper condition. I been to few and I saw it’s in quite poor state. Ceiling moldy, leaking faucet, power trip…still livable but will get poor reviews

the only way u can finish paying any house loan is when u have bought a house before 2010.

after that most house price in kl/selangor like double up already.

If there is any maintenance issue, they will recommend to me what needs to be repaired and will arrange the repairmen to come once i agree on the price. No headache.  They will then deduct from my rental income

But then if the damage was caused by the tenant, they will charge the tenant.

So its definitely worth it to pay them because if i were to manage it myself, u will get headache everyday and need to go to the unit everyday as well.

For me i am still making more even after paying their fees than if i rent it out on a monthly basis, so no brainer for me

If there is any maintenance issue, they will recommend to me what needs to be repaired and will arrange the repairmen to come once i agree on the price. No headache.  They will then deduct from my rental income

But then if the damage was caused by the tenant, they will charge the tenant.

So its definitely worth it to pay them because if i were to manage it myself, u will get headache everyday and need to go to the unit everyday as well.

For me i am still making more even after paying their fees than if i rent it out on a monthly basis, so no brainer for me

the only way u can finish paying any house loan is when u have bought a house before 2010.

after that most house price in kl/selangor like double up already.

If there is any maintenance issue, they will recommend to me what needs to be repaired and will arrange the repairmen to come once i agree on the price. No headache.  They will then deduct from my rental income

But then if the damage was caused by the tenant, they will charge the tenant.

So its definitely worth it to pay them because if i were to manage it myself, u will get headache everyday and need to go to the unit everyday as well.

For me i am still making more even after paying their fees than if i rent it out on a monthly basis, so no brainer for me

So did you get to view your apartment at all?

Sounds fair the cut they take given all the work they done.

Your unit is at a very tourist place?

In this current economy, you need to save more money in the event you are fired, laid off , or you aren't getting any raises/bonuses.

by 2010 u still can get decent house at sane price

thanks to our dear Gomen who keep closed one eye to bank practice of giving cheap credits, now and the next gen will suffer more

Of course can view but need arrange with them make sure nobody staying
Yup very fair. Yes at KL City Centre

Sounds fair the cut they take given all the work they done.

Your unit is at a very tourist place?

Actually one can calculate how much they earn and you can justify whether is it worth it...

Say occupancy is 70% minimum and they rent out RM350/day so that'll net you 21 days x RM350 = RM7,350

Property manager take 25% = RM1,837.50

If you think your time is worth RM1,837.50 by outsourcing it out then engage them. Otherwise if manage yourself that's how much you earn

Is it in pristine condition?

I am assuming most people who do airbnb investment have full time job, which makes it impossible to self manage.

Confirm not in pristine condition. If u want to rent out thru airbnb, u need to accept that ur property will not be in pristine condition as its used by many ppl.

Yes and no. Still possible

There's a lot of strategy you can play with Airbnb portal on how you want to target your renters

1. Rent long term - that way you don't have do cleaning every few days. Cheaper on your operating expenses
2. Target expatriate - they tend to stay long term compared to locals that just come for short staycation. Expatriates tend to be cleaner too and can take care of your property

If can achieve those, then owner can go manage on their own cos you only need deal with check-in/check-out, cleaning once in blue moon. Just block the dates after tenant check out until when you are free to settle it. Your margin is ridiculously high so you can afford to let it vacant for few days

This dude trying to sell you a property so he can reno and manage this as he works or is the boss of “makeover guys” ala reno company that cut-throat owners.

500sqft basic furnishing and reno will cost around 40k-50k with subpar china materials and furniture you can get from taobao

By "owning" do you mean full paid off 3 properties?

This dude trying to sell you a property so he can reno and manage this as he works or is the boss of “makeover guys” ala reno company that cut-throat owners.

500sqft basic furnishing and reno will cost around 40k-50k with subpar china materials and furniture you can get from taobao

Lol most of his sheep follower all bleeding money kaw2 😅🤣🤣
2 studio unit monthly instalment rm7k….

Studio unit 400+ sqft buy price rm500k+… X 2

Gila this sohai really dig his own grave….

Tunggu mampus saja yini machem

But passive income is income that just comes to you, not one where you need to go take care and clean house, and if you have 2 Airbnb properties or more, it’s not feasible to DIY.

they have tik tok video, asking people guess how much is their reno cost.
from the look it looks like 100k reno cost, but they say 20k, 13k, etc.
i find it hard to believe.

That's what I thought too. I never seen a property management company that will take care of owners house. Pity those who spent fortune for ID then get trashed

Actually one can calculate how much they earn and you can justify whether is it worth it...

Say occupancy is 70% minimum and they rent out RM350/day so that'll net you 21 days x RM350 = RM7,350

Property manager take 25% = RM1,837.50

If you think your time is worth RM1,837.50 by outsourcing it out then engage them. Otherwise if manage yourself that's how much you earn

1.8k is nothing for headache that they manage. Imagine u sendiri manage . U stay in Kota Kemuning and u get a call from the tenant at 11pm for your KL property at night saying something is broken .

Sorry, aint got time for that. Trust me i tried managing myself before. In the end u waste more on petrol, time and end up paying more for repairs and also the never ending calls from tenants asking questions and all

betul. haven't fully paid off still belongs to bank.

DIBs was one

It started out with good intentions but developers started to game it by increasing price.

Flipperd also started to appear more then

Lucky govt back then put it to a stop

Topkek

compared taobao with local design company

     

unless you have paid up in full, you don't own the properties. The bank does.

right now they are playing with cashback scheme, meanwhile BNM still zzz

I know right? I see them keep saying use 1st house refinance second house and so on... It seems kind of odd that banks allow to do this up to 3 or 4 times

Ayam only own 2. How many ploperty you own?

Ayam only own 2. How many ploperty you own?

Post lama 2019, saya up balik waktu ini loan saya lulus beli rumah ke 8 guna profile ssm enterprise.
AKU DAN LOAN ENTERPRISE (Suamiku) - awas panjang
ya aku masih bekerja dan suamiku telah behenti kerja setelah aku melahirkan anak yang ketiga. beliau menjaga aku ketika aku berpantang. ketika beliau mengambil keputusan untuk berhenti aku tak boleh terima kenyataan kerana impian aku belum tercapai yakni memiliki rumah impian teres 2 tingkat. ya aku gaji kecil 2500 mana mampu beranggan tapi aku kena usaha lebih dari gaji sekarang.
umumnya sebelum ini, kami guna slip gaji dan income sewa rumah kami sendiri.
🏡 rumah pertama - guna loan bank pakai slip gaji aku
🏠 rumah kedua - guna loan bank bersama kerana gaji suamiku kecil 1200 sahaja
🏠 rumah ketiga - guna loan lppsa nama aku
🏠 rumah keempat - loan bersama slip gaji gomen dan slip gaji swasta
🏠 rumahkelima- loan bersama guna slip gaji suami isteri
🏠 rumah rumah keenam - guna slip gaji aku seorang
keluar dari rasa selesa:
ya aku selesa makan gaji dan menikmati pendapatan sewaan. aku mula berjinak bidang sublet 2016 secara suka-suka tak termimpi untuk jadikan bisness fulltime. sebab aku selesa makan gaji suami isteri.
2017 tahun aku agak stress kerana dikejutkan berita suami berhenti kerja. tetapi tidak mematah semangatku untuk berusaha dan selesa,
umumnya untuk korang yang telah lama follow aku.
✔️2015 aku beli rumah ketiga dan keempat
✔️2017 aku beli rumah kelima dan keenam
✔️2019 aku beli rumah ketujuh dan kelapan guna income enterprise sahaja.
ketika apply loan rumah kelima, banker tanya pada aku ada bisness lain tak selain dari sewa? aku jawab ada tapi akaun semasa bisness akaun tiada. dari situ aku sudah rugi. kenapa rugi? sebab aku daftar SSM 2016 tapi buka akaun semasa 2017. mana aku tak stress nak buka akaun ssm dan akaun semasa pun aku kena push suami aku kalau tak, memang tak berjalan lerr..
Bulan ogos 2017 berubah:
aku bertukar SOP rumah sewa dan sublet semua akaun sewa perhead aku masukkan dalam enterprise yakni akaun semasa
sehinggalah 2018 aku mula susun resit dan dokumen-dokumen penting. ya, aku ada cerita detail di sharing enterprise aku.
akhir tahun 2018 aku rasa gatal tangan, maka aku pergi cuci mata dengan suamiku di salak tinggi, aku jatuh cinta dengan 'layout' rumah itu, malangnya loan rumah tersebut tidak lepas kerana faktor banker inform aku 'sop bank tu sendiri telah bertukar.. ya aku masih ingat kredit bank itu argue aku kenapa tidak berhenti kerja memandangkan income sewa aku melebihi gaji bulanan aku.
awal tahun 2019 aku frust tetapi aku gatal lagi pergi apply loan  asbf dengan bank sotong guna income enterprise lepas dengan mudah. selepas itu suamiku pula gatal nak beli smart tv maka apply lagi loan jahat iaitu dari seng heng.
maka jahat aku lagi pergi paksa dia beli rumah lelong dan akhirnya bergaduh laki bini.. hahhaa. masa ini aku dah frust kerana tidak berjaya loan rumah diidamkan maka aku buat kerja gila paksa suami aku beli rumah lelong melalui bosnya.
asalnya bos beliau minta rekemenkan pada kawan ofis aku. tetapi aku rasa aku nak beli guna nama suami aku dan modal 80% daripada aku. 20% dari hasil jualan motor RXZ suamiku
25 april 2019 loan rumah ketujuh kami lulus dengan jayanya. YA ALLAH bertapa berdebar dan sujud syukur masa ini, almaklumlah beli lelong risiko tak lepas loan tu ada. dugaan ketika ini sebelum tu, rekod ccris suami daripada joint loan bertukar pada loan "own" pada laporan CCRIS belia, petang itu juga aku pergi serang bank sotong untuk betulkan balik CCRIS suamiku hehehehe. banker bank unta minta suami tambah asbf lagi..layan jela alang-alang kan.
bulan julai 2019 berjaya proses dan setup rumah ketujuh dan masukkan penyewa, selepas itu heboh pulak pasal loan kereta dimuka buku, maka tak memasal terjoin sekali pergi show room kereta. akhirnya loan kereta pula lepas dengan jayanya, maka hati aku risau takut loan kereta lepas tapi sukar untuk dapatkan rumah idaman, maka aku berjaya saiko suamiku dan hiject supaya beliau tidak bersetuju dengan pembelian kerta outlander mitshubishi.
petang pada 11 Julai 2019 - aku saje ajak suamiku ke galeri cybersouth cuci mata kawasan sekitar. maka eh terbooking plak rumahnya. setelah cerita pada ejen fad yang bertugas disitu. maka kita cuba kembali memohon loan rumah ke 8
akhirnya pada 20 ogos 2019 maka hari ini dapatla kami mengetahui result loan rumah idaman kami lulus dengan jayanya. ya kami sedar permohonan loan Enterprise bukan semua banker suka melayan, sangat sukar berbanding adanya slip gaji. tetapi kenapa kita tak cuba kan.
kesimpulan permohonan loan pada tahun 2019 menggunakan income enterprise :
👉asbf Rm50,000
👉asbf Rm 55,000
👉hutang seng heng Rm7,000
👉loan rumah ke 7 Rm300 sebulan
👉loan kereta outlander Rm140,000 lulus tapi tidak ambil
👉loan rumah ke 8 Rm 2051,30 sebulan
kau tahu aku risau asbf beliau tetapi banker kata masih lepas, so teruskan santak loan lagi sampai puas dapat rumah idaman kiki. so pada sesiapa yang takut untuk apply loan guna enterprise..jangan risau..ada ilmu dan bayar tax lepas dengan mudah dan bergaya gitu. jangan buat andaian menakutkan diri sendiri jika kau belum tentu mahu maju ke depan.
nature bisness ketika memohon:
☑️20% dari pendapatan runner beliau
☑️20% dari pendapatan kerja repair dan reno rumah client
☑️60% dari pendapatan dari sublet rumah sewa
next story.. bagaimana jemah dapatkan modal 30% rumah idaman? tunggu jela bila saya rajin menaip ya.
kau ushaa, kau dapat, kau takut kau takkan dapat apa kau impikan.. mulakan degan beranggan dan usaha tanpa pandang apa orang bercakap belakang kau.
sekian cerita dari jemah si gaji kecil tapi berimpian rumah teres 2tingkat demi keselesaan keluarga kecil kami. to my husband thanks kerana sudi mengikut perancangan isteri montel mu ini.
2019 saya beli projek lbs cybersouth
Kemudian 2020 saya batalkan pembelian rumah ini kerana strata konsep dan tak boleh reno. Leasehold rezab melayu.
2020 saya beli projek simedarby jarak tak jauh beza cuma harga la up lagi 100,000 tapi berbaloi dengan milik individu geran dan freehold.
Ni kerja paling gila saya buat dalam hidup saya.. Saya berani ambil risiko untuk buat keputuasan. Bukan anis la kalau tak mereng berani terlajak.. Tapi bab hantu je dia takut..
#anishafiza
#misiMencariRumahIdaman
#keraniAkaun