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 34yo own 3 property, ayam so envious

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submergedx
post Jun 18 2025, 11:42 AM

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QUOTE(Bendan520 @ Jun 18 2025, 11:01 AM)
This dude trying to sell you a property so he can reno and manage this as he works or is the boss of “makeover guys” ala reno company that cut-throat owners.

500sqft basic furnishing and reno will cost around 40k-50k with subpar china materials and furniture you can get from taobao
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Topkek

compared taobao with local design company

laugh.gif laugh.gif laugh.gif laugh.gif
submergedx
post Jun 18 2025, 12:17 PM

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QUOTE(cooldog_777 @ Jun 18 2025, 11:54 AM)
they have tik tok video, asking people guess how much is their reno cost.
from the look it looks like 100k reno cost, but they say 20k, 13k, etc.
i find it hard to believe.
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They are not renovation company, more like deco company. Yes, package starts with 19k. Makeover are suitable for Airbnb because you no need to hack wall etc, you just need good aesthetic to make it looks good for your renter.


submergedx
post Jun 19 2025, 09:39 AM

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QUOTE(stevenlee @ Jun 19 2025, 09:36 AM)
At 30, bought 1 super semi D cornet lot house and new Estima

With 3 kids ... salary just RM3.5k....it was damm burden and need very strong budgeting and spending

Good things, i sitting on pile of cash inherit from grandparent...but i told myself, i will not use their money unless no way out...

my family rarely travel oversea.. most time just go KL or Genting....

i also do part time car insurance agent....

manage to get average rm250-500 per month...

work slowly climb up and promote... by age 40, my salary almost 4x now...

Bought another 2 house to inherit to my kid else it will be hard for them to own house

Change my Estima to Alphard..

rent out 2 house and renovate 1 house 3 years ago and move out from parent

Finally stop my part time job to hv more freedom time. current 9-5 salary enough to cover my daily expenses and serving my loan...

might suffer at first.. but with proper planning... nothing impossible

i also do investment in mutual fund, extra contribution in EPF and SSPN (dont hv to worry on my kid education fees)...buying stock for future bit by bit...

expecting to hv balance 500k balance loans enough to paid with my saving, investment and still hv left over enough for retirement age up to 80+

I don't own BMW or Merc .. just driving a recon Alphard and wife driving 10+ years Axia.. living in normal double story house.....

My wife still using her only LV bag bought by my parent 15 years ago.... most time we use those Bonia or Pasar Malam bag to work  laugh.gif

we avoid spend money just to look rich but prefer keep in bank and counting our money silently during free time ....

this more enjoy then showing off with car or luxury bag...
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Lucky your age RM3.5 can afford Semi D with 3 kids.
Today you want to buy Semi D atleast need 1.5mil i guess?
submergedx
post Jun 19 2025, 04:52 PM

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QUOTE(max_cavalera @ Jun 19 2025, 01:26 PM)
I honestly think high density will be better for the future.

Why?

Got economic of scale:

- cheaper maintenance fees. The condo anneh renting now got around 3000 units total development. Maintenance fees below rm200.
- more facilities for the residences. Big ass landscape parks. Big ass pools. Courts, gym, etc2
- got ribu2 unit and ribu2 occupants. Got volume. So many nice eateries, clinics, nursery/preschool and groceries come in open at their residents only shoplots.
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High dense condo good for tenant, because rental low.
bad for owner, competitive when selling.
submergedx
post Jun 19 2025, 04:58 PM

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QUOTE(max_cavalera @ Jun 19 2025, 04:55 PM)
Low density woso worst bero. Rm400-700 monthly maintenance fees.

Gg bruh….
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macha pilih landed la
pilih condo buat ape

sell your 1st and 2nd, 4th hamtam landed is the way

 

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