Spending your entire year's worth of saving on something that depreciate in value, have you tried it before?

It could be a super gaming PC, a car, a vacation, whatever.

Will you get buyer remorse?

Imagine you saved up 1 year worth of your salary and then you buy a car with cash. Would you feel the buyer remorse after a few days driving the car?

I think most Malaysian doesn't feel it when they buy a car because they are paying on instalment. Psychology wise, it doesn't feel like you've worked your entire year just for that one thing.