QUOTE(samftrmd @ Jun 8 2025, 09:55 AM)
me 6-7kMalaysian retirement logic very flawed
Malaysian retirement logic very flawed
|
|
Jun 8 2025, 03:02 PM
Show posts by this member only | IPv6 | Post
#101
|
![]() ![]() ![]()
Junior Member
422 posts Joined: Apr 2022 |
|
|
|
|
|
|
Jun 8 2025, 03:04 PM
|
![]()
Junior Member
16 posts Joined: Jun 2022 |
Statement also Salah patutlah do not save enough! Travel savings and retirement savings is 2 different thing. I go 20k holiday yet my retirement savings must be left untouched. The ones who need to use retirement fund for travel is the one tak pandai maths ni.
|
|
|
Jun 8 2025, 03:05 PM
Show posts by this member only | IPv6 | Post
#103
|
![]() ![]() ![]() ![]() ![]()
Junior Member
763 posts Joined: Jan 2003 |
QUOTE(dogbert_chew @ Jun 8 2025, 02:31 PM) At the end of your life, I agree. Memories and experiences last much longer than material things or luxurious it is. If those luxury items provides experience and memories then by all means. You wont remember the EVERYDAY stuff but always cherish memories of something you really aimed for, can be once a lifetime stuff eg wedding, mt everest base camp, expensive car, bike, watch.. At least for me lah. I still have recollection of family trips 30 years ago to places like genting, langkawi etc. Not luxury for sure, simple meals and not the most comfortable business seats. But the memory was good enough to last for 30 over years lolz. |
|
|
Jun 8 2025, 04:22 PM
|
![]() ![]()
Junior Member
236 posts Joined: Sep 2008 |
QUOTE(icemanfx @ Jun 8 2025, 01:45 PM) Biz class to eur for 2 pax already >RM 25k, hotel >rm1k/night, food >RM 4k/day, etc, already >RM 60k for 2 pax for one week exclude shopping. food not so expensive, hotel is expensivemy june holiday in another few days my budget for hotel, flight and car rental in SGD 18.5k ![]() last November swiss spend for flight, hotel and car rental in SGD 25k ![]() this is for 2+2 kids |
|
|
Jun 8 2025, 04:52 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,457 posts Joined: Jul 2012 |
QUOTE(cms @ Jun 8 2025, 02:53 PM) Rather focus on things can be improved than high level stats beyond my control. The reality remains only about 4% of adults have over USD 100k net worth.In any situation, there will be those that thrive and those that suffer. Why be bothered with things beyond my control? Rather focus and making the best out of it. QUOTE(15cm @ Jun 8 2025, 03:02 PM) Unless side income is small or derived from overseas, could hardly escape lhdn.This post has been edited by icemanfx: Jun 8 2025, 04:57 PM |
|
|
Jun 8 2025, 04:53 PM
Show posts by this member only | IPv6 | Post
#106
|
![]() ![]() ![]()
Junior Member
354 posts Joined: Oct 2021 |
|
|
|
|
|
|
Jun 8 2025, 04:57 PM
|
![]() ![]() ![]() ![]()
Junior Member
651 posts Joined: Mar 2009 |
20k enuff to go langkawi only
|
|
|
Jun 8 2025, 04:59 PM
|
![]() ![]() ![]() ![]()
Junior Member
536 posts Joined: Oct 2010 From: 4:44 am |
So life starts after retirement?
Lol |
|
|
Jun 8 2025, 05:01 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,457 posts Joined: Jul 2012 |
QUOTE(dogbert_chew @ Jun 8 2025, 02:31 PM) At the end of your life, You wont remember the EVERYDAY stuff but always cherish memories of something you really aimed for, can be once a lifetime stuff eg wedding, mt everest base camp, expensive car, bike, watch.. QUOTE(cms @ Jun 8 2025, 03:05 PM) I agree. Memories and experiences last much longer than material things or luxurious it is. If those luxury items provides experience and memories then by all means. To many, holidays is memorable. Hence, willing to splash.At least for me lah. I still have recollection of family trips 30 years ago to places like genting, langkawi etc. Not luxury for sure, simple meals and not the most comfortable business seats. But the memory was good enough to last for 30 over years lolz. |
|
|
Jun 8 2025, 05:03 PM
Show posts by this member only | IPv6 | Post
#110
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,638 posts Joined: Aug 2005 From: Vault 13 |
kiddokitt liked this post
|
|
|
Jun 8 2025, 05:10 PM
Show posts by this member only | IPv6 | Post
#111
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,638 posts Joined: Aug 2005 From: Vault 13 |
Everyone have valid points. Some take to chance to humble brag here with their holiday which is totally unrelatable by normal people.
At the end of the day, each live their lives at different pace and expectation. You fail to save enough for retirement, sendiri tanggung |
|
|
Jun 8 2025, 05:13 PM
Show posts by this member only | IPv6 | Post
#112
|
![]() ![]() ![]()
Junior Member
422 posts Joined: Apr 2022 |
QUOTE(icemanfx @ Jun 8 2025, 04:52 PM) The reality remains only about 4% of adults have over USD 100k net worth. from oversea, receive money in wise, paypal. dont bring into msia.Unless side income is small or derived from overseas, could hardly escape lhdn. This post has been edited by 15cm: Jun 8 2025, 05:13 PM |
|
|
Jun 8 2025, 05:21 PM
Show posts by this member only | IPv6 | Post
#113
|
![]() ![]() ![]() ![]() ![]()
Senior Member
975 posts Joined: Aug 2007 From: Lokap Polis |
QUOTE(killdavid @ Jun 8 2025, 05:10 PM) Everyone have valid points. Some take to chance to humble brag here with their holiday which is totally unrelatable by normal people. more like your anak tanggung lel.At the end of the day, each live their lives at different pace and expectation. You fail to save enough for retirement, sendiri tanggung |
|
|
|
|
|
Jun 8 2025, 05:24 PM
Show posts by this member only | IPv6 | Post
#114
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,638 posts Joined: Aug 2005 From: Vault 13 |
|
|
|
Jun 8 2025, 05:33 PM
Show posts by this member only | IPv6 | Post
#115
|
![]() ![]() ![]() ![]()
Junior Member
603 posts Joined: Dec 2011 From: shah alam |
why save 3-5k when you can just save 500 every month. owai... some people salary only 5k. save 3k? don't think so.
owai |
|
|
Jun 8 2025, 05:58 PM
Show posts by this member only | IPv6 | Post
#116
|
![]() ![]() ![]() ![]() ![]()
Junior Member
763 posts Joined: Jan 2003 |
|
|
|
Jun 8 2025, 05:59 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,410 posts Joined: Dec 2009 From: Everywhere |
People say travel to create memories.
But when you keep travel frequently, will you remember the memories? I can't even remember my past memories of travel together with my close friends. Even when I asked them that kind of questions, some of them can't even remember the details of the past travel. LOL. This post has been edited by xpole: Jun 8 2025, 06:01 PM |
|
|
Jun 8 2025, 06:04 PM
Show posts by this member only | IPv6 | Post
#118
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,638 posts Joined: Aug 2005 From: Vault 13 |
QUOTE(xpole @ Jun 8 2025, 05:59 PM) People say travel to create memories. Travelling and taking pictures is the ultimate flex on social media.But when you keep travel frequently, will you remember the memories? I can't even remember my past memories of travel together with my close friends. Even when I asked them that kind of questions, some of them can't even remember the details of the past travel. LOL. You really think its for the memories ? Its for the likes and perceived envy it creates xpole liked this post
|
|
|
Jun 8 2025, 06:15 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,410 posts Joined: Dec 2009 From: Everywhere |
QUOTE(killdavid @ Jun 8 2025, 06:04 PM) Travelling and taking pictures is the ultimate flex on social media. If people has extra money to go travel, go ahead.You really think its for the memories ? Its for the likes and perceived envy it creates But if you drain your savings just to go travel, that is an idiot decision. I know some idiot that took personal loan just to go travel and now suffer the consequences. |
|
|
Jun 8 2025, 06:20 PM
|
![]() ![]() ![]() ![]() ![]()
Junior Member
938 posts Joined: Jul 2005 |
QUOTE(Sihambodoh @ Jun 8 2025, 12:34 PM) Agenda depopulasi: by 2030 many /k will be a quiet place. Better spend your money now you may not even reach retirement age. sulah yinjekkted.... idup sampai 80 belum tentu lagi... baek ambik loan dan travel the world... feed the soul while we still can move around... coz by 2030, /K is gonna be a very quiet place pt1. inb4 : logik lebai kturds... Sihambodoh liked this post
|
| Change to: | 0.3639sec
0.89
5 queries
GZIP Disabled
Time is now: 18th December 2025 - 07:01 PM |