I dunno lah. Unker saved as much at he could around 60% in his youth every paycheck, using budget CCP phones, buying the cheapest cpu at the time, only buy bata and padini during sale days crowd with everyone, only eat zap fan when koliks wented different place at lunch, drive same 20 yr old car and later mrt when built, never buy Starbucks, stay home on weekends, no vacations and you know what unker has to show for it decades later?

EPF not even rm100k, still can't afford own home. Nothing but lost hopes and dreams and regret. Now unker is old and bitter. Now unker just yolo. If died, last it be quick and painless.

So now unker say to just yolo. Unless earning high income, a typical comfortable retirement is unlikely these days.

Beach and bikini babes! LOL!

more like your anak tanggung lel.

People say travel to create memories.

But when you keep travel frequently, will you remember the memories?

I can't even remember my past memories of travel together with my close friends.

Even when I asked them that kind of questions, some of them can't even remember the details of the past travel. LOL.