When war time comes...

That's because domestic investment includes government securities, loans and bonds, etc.. So fixed income stuff plus equities.

While overseas is pure equities, that is why the returns are more moderated given equities was on a bull run last year.

EPF cannot invest 100% into equities, else last quarter they would be 20% or so down post Trump election. Then you will complain why they can't manage.

38% is EPF peak overseas investment holdings. The previous high was 37% before being pared down in 2022 to fund withdrawals

But why? It is a constant income generator.

I don’t know but what I see is a healthy revenue stream at that.

Agree but I do expect that more shd be allocated overseas for better returns vs local bourse which is almost lifeless now.

So it's a coin toss between

slow and steady dividend returns, May not outperform the other foreign assets out there with the slowing revenue growth

Or selling high

And based on what your article said the NHS turning to private health care more and more as their public health care creaks under the pressure

Another coin toss. Is this a bubble since UK govt can afford to only pay so much for so long in this economy

There's a reason this TS share this and hint it isn't epf related

to cover LTAT lubang?

Can not because BMX no rike.

Ok, understand. To me, at such stage of supposedly world economic turbulence caused by trumpnomics , it is better to stay and be prudent. Maybe I have less appetite for risks, than EPF I suppose. I suppose the EPF managers are better informed than me with their experience and background. I am no financial expert.

Because sozai ukraine go and bomb kao russia planes with drones, and the market now will factor in european nuclear war into it.. will turn into a massive wasteland..

to cover cost of someone planned kota development.

Possible also.

UK got NHS.

Private Hospital will last?

its better repatriate the funds and fix Malaysia health care

we must trust the fund manager in the higher ups in EPF office. our 1 trillions MYR funds is in their hands. careful yo and good luck


owai

That's like saying Malaysia got KKM RM1, why go private hospital. But private hospital here flourishing.

Their NHS is a shithole. At the same time, private also not exactly affordable.

This post has been edited by Mixxomon: Jun 5 2025, 03:44 PM

similar story, just different locality.

I concur. Been reading about the WAR preparations and the bad economy alarms in EU/UK. Perhaps its a wise move for EPF to not invest there..