Abolish excise duties pls

Ayam mau beli BYD half price

Those alone and single punya , why can't retire....
Easily achieve at 50

foreveralones who wanna live with 4.4K in passive income also would need to have 1mil in EPF to earn that much...

Again come back to the point that how many people will be able to achieve 1mil according to the stats...

if you're able to survive with 2.2K a month, you would still need 500K in epf to generate that amount of passive...

Must take into account inflation and monthly return.

What your grandparents think is enough to retire some 50 years ago is peanuts today. They could buy a house with just RM25k back then today the same house already worth RM500k.

Chap fan 30 years ago under RM3 can get 3 dish plus drink. Today RM10 might not be enough.

If until 96%, something is very wrong with this country.

Don't even need to look that far.

Just 30 years ago when you're still a child. RM3 can already buy chap fan with 3 dishes and chinese tea is 10cents or free.

RM1 can already buy roti telor + roti canai.

This is how the bankers steal value out of your money instead of directly robbing the people of their money. It's regarded as the "invincible" tactic through what is called inflation.

30+30 is a good number la. Already 85 ape lagi mau. You can stay healthy to spend your fruit not eroding your wealth is already a blessing

Cannot afford its because you slack the 1st 30. Priority ke longkang to begin with. Period

Inflation is new? Haha get real don’t give excuses la suck it up

This post has been edited by jojolicia: Jun 4 2025, 09:36 PM

Wait till you see what is happening in Canada and those Commonwealth WEF nations...

Those rapeugees already given "interest free" $40k loans once they land there and become indebted almost on day one sold to be slaves.

I hope I died by the time I reach 60. no point live long long time also. cost of living increase a lot each year. not happy la if age beyond 60..

The sad thing is, I dont think a lot of people will survive long enough to reach retirement age.

We'll be extremely lucky if there's no nuclear armageddon in the next 30 years

and you forgot 1 point, 30 years ago, i can't afford kfc because my father only earning like 1k+ per month. Today, i can eat kfc everyday without breaking a sweat. That is also called inflation for salary.

with life getting harder day by day

if allowed
painlessly.....
how many will subscribe?

KSM
Kerja sampai mati

yes spread more doctrine of epf investment

also malaysia already same level with sg korea japan , work until die culture , bali bali culture

Epf expected giving lower return next year..because need to support govt instructions to buy local bursa shares since foreign investors already running away due to non confidence with current govt

30k years ago if a house only costs RM35-40k landed, and your father earned 1k+ per month he should have no problem paying it off by the age of 50.

Can your RM4k salary pay off your 500k house on loan by the time you reach 50yo?

Not just that you think you can keep your job until your 50 today and not become the next retrenched worker to make way for the annual release of new grads?

yo, 30 years ago assuming 50k landed with 1k+ per month able to settle it by age 50.
if it is increase by 10 times, 500k, corresponding salary should 10k+ per month. But realistically speaking, i already settled my house of 500k before i reach 40

The percentage shoot up after mydin allow withdrawal.

We're talking about the average Malaysians, you father back then with RM1k+ salary got as educated as you a not with degree?

He can settle landed home even before retire and still have enough savings to fund your studies and retire comfortably.

Try that with today's new job seekers.