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Chat RM1.3Mil in EPF: How Much You Need To Save.

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max_cavalera
post Jun 4 2025, 08:28 AM

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QUOTE(soul78 @ Jun 4 2025, 08:51 AM)


inb4: There we go again....
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XRPee gg
titanz
post Jun 4 2025, 08:47 AM

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QUOTE(gundamsp01 @ Jun 4 2025, 08:12 AM)
when he questions about RM660 per month for food is questionable. I can literally show him that even middle age people like myself also controlling my budget at that range with majority of my meals settled with home cooked food.

And elderly would be even dining out less with all the time they have.
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RM 660 / 30 days = RM 22 per day

let's say 1 day eat 3 meals, each meal maximum is RM 7 ?

What can we buy with RM 7 per meal these days? anyone here can share? smile.gif
purplefellow
post Jun 4 2025, 09:46 AM

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QUOTE(titanz @ Jun 4 2025, 08:47 AM)
RM 660 / 30 days = RM 22 per day

let's say 1 day eat 3 meals, each meal maximum is RM 7 ?

What can we buy with RM 7 per meal these days? anyone here can share?  smile.gif
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If lazy to cook can get Lotus's rotisserie chicken for RM20.99. Enough to cover a few meals, if you don't get sick of eating the same thing all the time lol. DIY bread and eggs for breakfast. Definitely cheaper than eating out all the time.
gundamsp01
post Jun 4 2025, 09:49 AM

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QUOTE(titanz @ Jun 4 2025, 08:47 AM)
RM 660 / 30 days = RM 22 per day

let's say 1 day eat 3 meals, each meal maximum is RM 7 ?

What can we buy with RM 7 per meal these days? anyone here can share?  smile.gif
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early morning perhaps 1 piece of bread with a glass of drink
lunch and dinner home cook, vege + meat

why not?

For me now is 2 meal a day, lunch with vege + meat, then dinner just oat drink, even lesser than RM20 a day.

my parents and grandparents who are in the 70s and 90s now, also dine out less due to prefer less oily and bland taste food. You can't gauge elderly consumption with young people diet and appetite.

This post has been edited by gundamsp01: Jun 4 2025, 09:52 AM
nobrainer86
post Jun 5 2025, 11:03 AM

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QUOTE(Capt. Marble @ Jun 4 2025, 08:19 AM)
That 1.3 M figure is for today right? I mean in like 10 years time that should be above 2 M?
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In 20-30 years when /k/ retire should be 3-4 mil considering inflation 3%

This post has been edited by nobrainer86: Jun 5 2025, 11:07 AM

 

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