QUOTE(knwong @ May 30 2025, 01:32 PM)
What shop lot cost 140k?
shithole places obviouslyProperty loan question
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 May 30 2025, 01:33 PM
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Junior Member
250 posts Joined: Aug 2024 
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May 30 2025, 01:43 PM
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483 posts Joined: Jan 2010 
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QUOTE(TTZK @ May 30 2025, 01:07 PM) Let me rephrase: correct, there are no difference for most property loan unlike hire purchase car loan.For a 5-year loan, I would pay RM 1,500 per month. If instead I take a 35-year loan but voluntarily pay RM 1,500 per month, would the total cost or interest differ? If there’s no difference, why wouldn’t I choose the 35-year loan for the added flexibility—after all, the minimum payment is only about RM 350 per month? pay 20% downpayment, take longer loan period, ask for off set loan account or redraw.... get the best interest rate upfront. put the money in the loan so less interest and you can also redraw the extra you have paid if need money in emergency |
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May 30 2025, 01:44 PM
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2,725 posts Joined: Jan 2021
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May 30 2025, 01:48 PM |
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