Uni u have to spend like 100k while mekdi
1.7k x 5 years = you earn 102k

So at age 22-23, the value difference for degree holder is about 200k in deficit

move to what rank?
with spm qualification. can move to financial director rank?

but u dun have the skill and knowledge

u spm and since work as wrap burger aje
ur knowledge wrap burger aje...how to qualify as divisional manager?
pandai see P&L? pandai manage worker? pandai use email outlook report? spm and wrap burger skill aje wor

spm and wrap burger...how to become branch manager?

i work as nasa toilet cleaner 30 years...can up rank become NASA director? no right

this is provided you are the outlier or top performer

which also can be done if you have cert and start your career eg: become engineer ..then become manager ..department manager.. ceo

to become pilot . u think he no need attend uni or school?
that 1 not money ah?

pilot no need test qualification?

so at the end of the day , qualification is IMPORTANT lor

talk so much , still need enroll to school or uni also   
if u can find me 1 pilot with SPM cert only. please show.....

talk is easy.
u go let 1 spm cert ONLY to handle branch lor.

see how long he can last .

can handle stock in out? finance? hr ? branch manager wor.
how much branch manager earn ah?