U & I came from fsm many years back and one thing we hate the most is fees. This one got charge fees right?

You can use EPF to buy via FSM FOC. Fees free. They even have funds like global titans. I managed to buy like 1.5k before they block it off. Not sure what was the reason. My guess was they want to support the RM and KLSE. That time USD was hitting like 4.8.

After the blockage they never unban global titans. The moment they unban global titans I am going to buy more.

But surprisingly got few funds can match global titans return.

This post has been edited by Ramjade: May 22 2025, 11:03 AM

Walaoyeh.....
TS already heart attack with your info. Don't kill TS lar.

Uncle Google return answer that any amount park inside i-invest can be withdraw anytime. How the dividend being calculate, TS must do homework.
Whether there will be any charges for withdrawal, TS must do homework

Yolo msty

80k yes. Low risk and just leave it there. You will be very happy

Since u don't use fsm, what do u use?

Most of my unit trusts fund is in fsm

Keep in EPF... all the other funds all useless one. Look good only and when it starts to look bad the agent will ask u to switch and u lose some $$$ due to admin fee.

I kena before, put in a unit trust from red company left in there 10 years and only make 2k. Once got some profit i just sell off and put it all back in EPF.

If i had left it in EPF probably earn 10x more so unless got some fund can generate more then 7% return then dun bother....

This post has been edited by lkyoong: May 22 2025, 11:44 AM

anyone tried taking money out from akaun3?easy?

lol u want to invest what better than epf?

Yep, very easy. Just withdraw using your KWSP App. Simple click click click...few days later will appear inside your bank account

Abandoned fsm


Go straight to s&p etf tracker.

No fees and higher returns

No tips.

BTC to the moon.

the answer is find financial planner. their literal job is to tell you what to do with your money

i just learned that the amount i put last year under account 3, now all spread into akaun 123

this year my akaun 3 is zero and i cant take out money i put in last year.
i cant trasnfer from akaun 1/2 to 3 either.

in other words, its not flexible.

I have invested with unit trust with my epf, frankly speaking, epf is way more better than all these investment engine, markets up and down, and epf confirm payout dividend every year, while funds no, they only pay once a few years, some pay out annually, but still lesser than epf.

I have withdrawn 99% of my fund back to epf, left 2 china funds still making losses.

sifuuuuuu

You can be millionaire, when you reach retirement age and you are disciplined.
That investment scheme is just the same as buying mutual fund, no ?

There was a cut-off time last year for the option of transferring 10% from your main account to Akaun 3. If you have not done so, after the cut-off period, KWSP will automatically set your Akaun 3 to start from RM0 (if i'm not mistaken)

Tips: It's important to diversify your portfolio. Distribute it in crypto, property, and other areas.

Tried and lost some money..

So would not recommend