From stories in /k and news, even those earning rm10k-15k are financially struggling

I think most of us have no clue on how to save money or live within our means

Share your best money saving tips here

Personally for me, i like ordering food without ordering drinks, or just plain water if it is free or almost free.

This post has been edited by Le Don: May 20 2025, 04:57 PM

Not having kids.

dont cheong 2feidei

eat maggi

2 of my favs.

If office provide free tea or coffee, never need to buy. This saves like 10 rm for heavy caffeine dependents.

If office toilet is clean, do your biz in the office. Company time too.

Hehe.

even if you can afford a BMW X5, buy a myvi instead!

never simply spend money beyond our means.

amusing to see some earning 3-4k already bising about which spec to get for Honda Civic, or where got new property project

Don't order food delivery.
Buy groceries, cook and eat at home.

Agree for the same.

Rule numba 1 : Stop saving in shitty fiat that can be just printed away....

Rule numba 2 : Value your networth in buttcoins rather in fiat every 5 years. If todei you're worth 1buttcoin but after 5 years your worth 0.25 buttcoins , that means your getting poorer.

Rule numba 3 : Always pay yourself first to buy buttcoins before anything else.

Rule numba 4 : We should allocate 80% of networth to buttcoins and only keep remaining 20% for usage in fiat.

Rule numba 5 : Always remember always: 1 BTC = 1 BTC

Go big car service center for free breakfast.
Go lotus foodcourt for free parking and aircon.
Collect toilet paper from hotel.
Cancel Astro/Netflix support Jack Sparow.
Use long life prepaid instead of postpaid.
Buy China OEM branded.
Shower in Apartment pool toilet.
Crash wedding dinners or Shareholders AGM for Delicious meals.

cash out your money and stash it somewhere else

i got few in my card holder, some in drawer etc

i learn from our minister

> stop drinking zus coffee/starbucks everyday, bancur your own coffee in office pantry
> Never buy conti car
> don't visit 2feidei port

try to remain the same lifestyle like your first 2-3 years of working

1. Using prepaid instead of postpaid
2. Breakfast at office pantry
3. Dine out never order drinks
4. Track out spending daily with an excel sheet

Try to zhut amoi kolik or milf kolik instead of go gro.

It's simple really:

1. Don't drink
2. Don't gamble
3. Don't party
4. Don't womanize
5. Don't be brand conscious

Pay yourself first by building up your own stream of income.

Tips:
1. Use company's allowance to date. Either you go cheong, spend on dinner, go concert etc.
2. Stay close to company/work place. Savings on fuel and time will allows you more time on side gig.
3. Apply gym membership. (For the sake of tax deduction, also can meet someome nice, also can maintain your health when doing it right)

bring your own meal to office